Nickel vs Paymentus

Nickel is web software for businesses using ACH payments and payment pages. It lists recurring ACH payments, ACH credit support, same-day ACH, payment links, API access, and webhook support, with a listed ACH transaction limit of $1,000,000. Nickel Core costs nothing and includes 3 active users, a $25,000 transaction limit, 1 payment page, and unlimited bills per month. Nickel Plus costs $35 per month, with annual billing offering a stated 20% saving; it includes unlimited users, a $1 million transaction limit, 5 payment pages, and unlimited bills per month. Nickel Pro costs $300 per month when billed monthly, with unlimited users, a $1 million transaction limit, unlimited payment pages, and unlimited bills. A 14-day trial is listed. Nickel is headquartered in Brooklyn, New York.

Paymentus provides billing, payment, and customer interaction capabilities for service providers and financial institutions. Its listed sectors include insurance, utilities, government, telecom, property management, healthcare, higher education, banking, and consumer finance. Consumers can pay through web portals, one-time web payments, IVR, in-person locations, text, email, chatbots, or BillWallet. Payment methods include cards, ACH/eCheck, cash, PayPal, PayPal Credit, Venmo, Apple Pay, and Google Pay. The platform supports AutoPay, recurring and scheduled payments, one-time payments, and pay now/pay later options. Agent Dashboard provides transaction visibility, reporting, reconciliation, agency analytics, and digital adoption monitoring. Paymentus says it integrates with 450+ systems of record and offers APIs, SDKs, and the Pixels by Paymentus toolkit. Other tools cover vendor invoicing, payables, receivables, expenses, employee expense cards, and digital disbursements including refunds and deposits. Paymentus was founded in 2004 and says it went public in 2021. It lists Android, API, iOS, and web availability. Pricing is on request.