Nium for Platforms vs Paymentwall
Nium for Platforms
nium.comPaymentwall
paymentwall.comSide by side
| Figure | Nium for Platforms | Paymentwall |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Cross-Border Payment Platforms | 7.7 (#10) | 7.4 (#17) |
| Headquarters | Singapore and San Francisco | San Francisco, California, United States |
| Support | Nium says integration support includes a dedicated solutions engineer, a private Slack channel, and 24/7 on-call support during the launch window. | Paymentwall provides 24/7 international customer and merchant support, with support in over 30 languages. |
| What it does | Nium lets business platforms embed payouts, multi-currency accounts, cards, and FX through one API. | Paymentwall is an all-in-one payment platform for accepting payments worldwide, managing risk and resolving customer requests. |
Plans
In their own words
Nium for Platforms
Nium for Platforms lets business platforms embed payouts, multi-currency accounts, cards, and foreign exchange through one API. It serves spend management, payroll, treasury, marketplaces, gig-economy services, SaaS, and B2B embedded-finance platforms. Nium says it processes $84B annually across 190+ countries. Real-time payouts can reach 190+ countries in 100+ local currencies through fiat and stablecoin rails. Platforms can provide locally branded accounts, hold balances in 100+ currencies, convert funds, and pay recipients. Branded physical and virtual cards support fiat or stablecoin funding, limits, merchant controls, permissions, and live spend tracking. Developer resources include APIs, SDKs, guides, an OpenAPI specification, Postman collection, and production-like sandbox. A web portal supports card workflows, reporting, and sandbox access. Nium also describes localized onboarding, identity checks, KYB/KYC, monitoring, fraud controls, reconciliation, reporting, and signed HMAC-SHA256 webhooks. Pricing is on request; fees are set out in a separate Fee Schedule.
Paymentwall
Paymentwall is a paid payment platform for accepting payments worldwide, managing transaction risk and handling customer requests. It offers Android, iOS, web and API integrations, with more than 150 local payment options across 83 currencies. Methods include cards, e-wallets, bank transfers, mobile carrier billing, prepaid and cash payments. Smart Checkout can show localized payment choices, prices and language, while merchants can customize its layout. Recurring billing, local settlement, multi-currency handling and scheduled payouts are supported. Plugins are available for Shopify, WooCommerce and Magento, and merchants can connect PayPal, Coinbase and BitPay accounts. Paymentwall says it screens transactions in real time with in-house machine-learning algorithms and is a PCI Level 1 certified service provider. As merchant of record, it handles global tax requirements such as EU VAT calculation. Pricing is on request, with revenue-share processing and no setup or monthly payments listed. The API minimum transaction is USD 0.3 or equivalent.