NMI vs TabaPay Platform
NMI
nmi.comTabaPay Platform
tabapay.comSide by side
| Figure | NMI | TabaPay Platform |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Embedded Payments Platforms | 7.7 (#11) | 7.5 (#17) |
| Integrations | NMI lists integrations with more than 125 shopping carts and connections to more than 150 processors. | The platform includes a connected partner ecosystem, but the opened page does not name specific integrations. |
| Payment methods | The Payment Component captures card, ACH, Apple Pay, and Google Pay details for processing through the NMI REST API. | It supports accepting and paying out through cards and bank accounts. |
| Support | NMI provides a support portal for answers and support requests, with sales inquiries handled separately by its sales team. | TabaPay describes white-glove onboarding and responsive support staff who provide ongoing fraud monitoring and guidance. |
| What it does | NMI provides an embedded payments platform with payment gateway, merchant onboarding, underwriting, and management tools. | TabaPay provides a unified money movement platform to accept payments, send payouts, and monitor transactions. |
Plans
In their own words
NMI
NMI provides an embedded payments platform for accepting and managing payments online, in stores, on mobile devices, and through self-service channels. Its gateway supports recurring billing, batch processing, webhooks, QR code payment links, transaction routing, and a virtual terminal. Checkout options include a customizable Payment Component, hosted payment pages, and a REST API. The Payment Component tokenizes payment details in the browser so sensitive data does not reach the integrator's servers. Supported methods include major card brands, Apple Pay, Google Pay, EMV, and contactless payments; currency availability beyond USD and CAD depends on the processor. NMI describes its customers as ISOs, software companies, and payment facilitators. Merchants generally work through a certified reseller or ISO that configures the gateway and handles the account. Partners can brand the gateway and portals, while Merchant Central combines CRM and underwriting tools for merchant onboarding and lifecycle management. Developer resources include web APIs, hosted pages, and SDKs for iOS, Android, Windows, and Linux. NMI says it has maintained PCI DSS Level 1 certification since 2005 and undergoes annual independent assessments. Pricing is available on request.
TabaPay Platform
TabaPay Platform provides instant money movement for regulated businesses through one API for accepting payments, sending payouts, and monitoring transactions. Card and bank-account flows can use Visa, Mastercard, Discover, RTP, FedNow, and ACH rails. Fraud capabilities include user verification, detection, monitoring, and prevention using data from over 100 million cards, with KYC/KYB and AVS, ANI, and 3DS authentication tools. The TabaPay Portal lets clients view transactions, reports, and invoices, manage users, and download reports. TabaPay lists 20+ bank partners, PCI Level 1, SOC 1 Type II, SOC 2 Type II, and money transmitter licenses. The service names lending, gaming, payroll, digital banking, healthcare, insurance, remittance, platforms, and recurring billing as use cases. The API is not public: integrators must contact TabaPay, complete authentication and IP whitelisting, and obtain Sandbox access. REST, HTTPS, API-key authentication, and JSON are used. Pricing is on request.