Nummuspay vs Paystack
Nummuspay
nummuspay.comPaystack
paystack.comSide by side
| Figure | Nummuspay | Paystack |
|---|---|---|
| Price from | Free | 1 NGN/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 5 | 10 |
| Spec score · Payment Gateways | 8.3 (#13) | 8.7 (#9) |
| Headquarters | Athens, Greece | Lagos, Nigeria |
| Rating on G2 | 2.5 out of 5 from 2 reviews | 4.1 out of 5 from 9 reviews |
| Rating on Trustpilot | 3 out of 5 from 2 reviews | 1.5 out of 5 from 249 reviews |
| Recurring billing | Its payment gateway automatically retries declined recurring payments to improve renewals. | The product suite includes recurring payments and subscription billing with subscription-management links. |
| Reporting | Reporting includes monthly recurring-revenue movement, finance reports, subscriber analysis and revenue-retention views. | The dashboard provides reporting, alerts, exports, transaction reports, customer search, and customer purchase insights. |
| Security | Nummuspay states that it is PCI service-provider compliant, uses two-factor authentication, hosts on major cloud providers, and encrypts payment-data transmission. | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. |
| Support | Enterprise pricing includes 24/7 premium support through email, chat, Skype and phone, while general support is offered by email. | Paystack says its Customer Success team is available around the clock. |
| What it does | Nummuspay is a subscription-management and credit-card-processing platform for online businesses. | Paystack is a payment service provider for African businesses supporting online and in-person payments. |
Plans
Nummuspay
- FreeFree
- FREEFree
- EnterprisePriced on request
- GrowthPriced on request
- StartupPriced on request
Paystack
- AccountFree
- Paystack transaction pricing (Nigeria)Free
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
- Nigeria transfers NGN 5,001–50,00025 NGN a month
- Nigeria transfers above NGN 50,00050 NGN a month
- Test SmartPeak P1000 terminal85,000 NGN, paid once
- Live SmartPeak P1000 terminal100,000 NGN, paid once
In their own words
Nummuspay
Nummuspay is a billing service for businesses selling online, with tools for subscriptions, one-time purchases and marketplace payments. Merchants can set up multiple plans, offer free trials and coupons, manage renewals and add-ons, and send lifecycle emails. Customers can use self-service subscription controls. Checkout is available through public signup pages or an API for an existing checkout. Reporting covers monthly recurring revenue movement, finances, subscribers and revenue retention. Nummuspay generates customized invoices, separates sales tax from turnover and can verify EU customer tax numbers automatically. Marketplace features can split profit percentages and transfer payments to vendors. The service supports more than 10 payment providers and lists payment methods including PayPal, Apple Pay, cards, bank transfers and regional options. Its Free plan is listed at free, billed 2.5% of revenue and 0.10$ per transaction. Nummuspay is available on web and through its API. It states that it is PCI service-provider compliant and offers a 99.9% uptime guarantee.
Paystack
Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.