Onguard Collections vs Satago

Onguard Collections uses CaseControl to handle unpaid invoices after amicable dunning has not collected them. It is intended for collection agencies, bailiffs, collection lawyers, and in-house special asset departments. The web-based, responsive application supports high case volumes and bulk processing, with automatic digital files; third parties can access assigned cases online while users initiate and monitor actions. It supports legal and non-legal time registration, SMS messaging, payment-provider links, dashboards, agendas, cash-flow forecasting, and performance indicators. The CreditManager API can transfer overdue invoices and special management requests to collection agencies, then exchange case-status and file updates. The broader CreditManager solution includes risk scoring from internal and external data, automatic dunning workflows, dispute management, payment arrangements, and a Debtor Portal for invoice copies, payment links, and self-service payments. Onguard describes CaseControl as available in multiple languages and currencies, with unlimited users and data and a tailored interface. Pricing is on request; the listed CreditManager plan is billed as “Request a demo.”

Satago combines customer credit-risk insights, invoice follow-up automation, and invoice finance for businesses and their accountants. Risk Insights displays customer risk bands, average payment times, and suggested credit limits. Credit Control can send invoice reminders, monthly statements, and thank-you emails on customizable schedules, with messages businesses can tailor. Automated reminders can be sent through Microsoft Outlook, Gmail beta, or a Satago mailbox, using email or SMS. Businesses can seek selective funding for chosen invoices or full invoice finance for eligible invoices; Satago advertises advances of up to 90%. The platform is available on the web and through an API, and Satago says it connects with more than 300 accounting packages, including Sage, Xero, and QuickBooks. SME subscriptions begin with Basic at £45 per month or £450 billed annually; Premium is £80 per month or £800 billed annually, and Platinum is £200 per month or £2000 billed annually. Invoice finance pricing is per funded invoice for Single Invoice Finance and bespoke for Full Invoice Finance. Satago was founded in 2013 and is based in London.