OnPay vs PayFWDs
OnPay
onpay.com
PayFWDs
payfwds.comSide by side
| Figure | OnPay | PayFWDs |
|---|---|---|
| Price from | $10/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 9 | 1 |
| Spec score · Nonprofit Payroll Software | 8.9 (#4) | 7.1 (#24) |
| Headquarters | Atlanta, Georgia, United States | Louisville, Kentucky, United States |
| HR | HR features include employee onboarding, e-signatures, personnel documents, task delegation, and six permission levels. | HR tools cover onboarding, employee records, forms, approvals, and applicant tracking. |
| Integrations | Named integrations include QuickBooks Online and Desktop, Xero, TurboTax, QuickBooks Time, Deputy, and When I Work. | The integrations page lists UKG Screen, UKG Wallet, Schoox, E-Verify, Employee Navigator, Sage Intacct, QuickBooks Online, Hireology, and Greenhouse. |
| Payroll | The service automates payroll calculations, tax filings, and tax payments, and includes year-end filings. | Payroll features include automated calculations, tax filings, direct deposit, and real-time gross-to-net calculations. |
| Security | OnPay states it is SOC 2 Type II compliant and uses encryption, AWS infrastructure, backups, and role-based access controls. | PayFWDs says it partners with technology providers it describes as secure and says customer data is monitored 24/7. |
| Support | Support is available by phone, chat, and email, with extended weekday hours of 9 AM to 8 PM ET. | Each client is paired with a dedicated point of contact, backed by a support team and direct access to tax specialists. |
| Who it serves | OnPay describes its payroll software as designed for small businesses and lists support for industries including restaurants, farms, nonprofits, healthcare, and retail. | The company describes its solutions as serving small businesses, larger organizations, and multi-location teams across industries. |
Plans
OnPay
- Compliance Resources$10 a month
- HR$15 a month
- Time Tracking$15 a month
- Payroll$49 a month
- Payroll Essentials$49 a month
- Live HR Support$65 a month
- Hourly Employees Bundle$70 a month
- Salaried Employees Bundle$120 a month
- Growing Businesses Bundle$130 a month
In their own words
OnPay
OnPay combines payroll, HR, benefits, and time tracking for businesses. It automates payroll calculations, tax filings and payments, and year-end filings, and supports paying W-2 employees and 1099 contractors in the same pay run. HR tools include onboarding, e-signatures, personnel documents, task delegation, and six permission levels. Employees can clock in on mobile devices with geofencing, with approved hours syncing into payroll. OnPay offers access to health plans and handles ongoing plan administration at no extra cost, though premiums still apply. Listed integrations include QuickBooks Online and Desktop, Xero, TurboTax, QuickBooks Time, Deputy, and When I Work. The service says it adds no fees for unlimited pay runs, multi-state payroll, or workers inactive in a given month. It is designed for small businesses and lists industries including restaurants, farms, nonprofits, healthcare, and retail. The employee app provides access to pay stubs and tax forms, plus direct deposit features. A one-month free start is offered. Payroll costs $49 per month plus $6 per worker per month.
PayFWDs
PayFWDs is payroll and HR software for businesses, available on Android, iOS, and the web. Payroll tools automate calculations, tax filings, direct deposit, and real-time gross-to-net calculations. HR functions include onboarding, employee records, forms, approvals, and applicant tracking. Time and attendance features cover schedules, overtime, time-off requests, accrual policies, and timesheets. Employees can record time through a mobile app, browser clock, or physical clock; mobile punches can include GPS verification and optional geofencing. Users can create and download payroll, tax, and benefits reports, filtering them by date, department, or employee. Listed integrations include UKG Screen, UKG Wallet, Schoox, E-Verify, Employee Navigator, Sage Intacct, QuickBooks Online, Hireology, and Greenhouse. Each client receives a dedicated contact, support-team backing, and access to tax specialists. Onboarding specialists guide implementation with audit checkpoints before the first live pay date. PayFWDs says it serves small businesses, larger organizations, and multi-location teams in all 50 states. Pricing is custom and available on request.