OpenACH vs Rotessa
OpenACH
openach.comRotessa
rotessa.comSide by side
| Figure | OpenACH | Rotessa |
|---|---|---|
| Price from | Free | $0.35/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | Yes | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 3 | 12 |
| Spec score · ACH Payment Processing Software | 8.5 (#2) | 8.4 (#3) |
| API | OpenACH offers a REST/JSON API for integrating business software with ACH payment processing. | The public REST API uses API-key authentication at api.rotessa.com/v1, with a sandbox endpoint available for testing. |
| Company headquarters | EasyOFAC, described on its site as an OpenACH company, lists 401 E 8th St, Suite 214-694, Sioux Falls, South Dakota 57103. | LinkedIn lists Rotessa’s primary location as 115 Industrial Road, Steinbach, Manitoba, Canada. |
| Purpose | OpenACH is an open-source, web-based platform for ACH origination and payment processing. | Rotessa is online software for scheduling and withdrawing one-time or recurring payments directly from customers’ bank accounts. |
| Security | The Docker instructions say the setup generates an encryption key for data and advise protecting the configuration file containing it. | Rotessa’s security overview says sensitive database information is encrypted using AES256, backups are made daily, and the company adheres to PCI DSS requirements for security management and protective measures. |
| Support | OpenACH says users can contact its team for both basic and technical questions and hosted setup assistance. | Rotessa describes its support team as fast and responsive, and provides an online support centre with documentation on accounts, authorizations, integrations, processing, and transactions. |
| What it does | OpenACH is a web-based ACH origination and payment-processing platform that can use a bank selected by the customer. | Rotessa is online software for scheduling one-time or recurring withdrawals from customers’ bank accounts through Canadian PAD and U.S. ACH payments. |
Plans
OpenACH
- OpenACH open-source softwareFree
- OpenACH open-source softwareFree
- OEM Commercial LicensePriced on request
Rotessa
- 251-1000 transactions$0.35 a month
- 251-1000 Transactions$0.35 a month
- 1-10 transactions$17 a month
- 1-10 Transactions$17 a month
- Base$25 a month
- 11-50 transactions$39 a month
- 11-50 Transactions$39 a month
- 51-100 transactions$65 a month
- 51-100 Transactions$65 a month
- 101-250 transactions$94 a month
In their own words
Rotessa
Rotessa schedules one-time and recurring payments taken directly from customers’ bank accounts. Businesses can add customers individually, import a CSV, or bring records in through accounting software, then obtain authorization and set the amount, frequency, and date. Its listed industries include property management, financial services, schools and childcare, health services, professional services, and nonprofits. Accounts include API access, CSV imports, an authorization tool, payment schedules, settlement reports, and multiple users with permissions. QuickBooks Online and Xero integrations can import customers and outstanding invoices, initiate withdrawals based on due dates, and report settlements while marking invoices paid. Zapier supports customized workflows connecting Rotessa with over 1,000 apps. Pricing starts at $17/mo for 1–10 transactions; listed monthly tiers are $39 for 11–50, $65 for 51–100, and $94 for 101–250. From 251 to 1,000 transactions, the listed rate is 35¢ per transaction; higher-volume pricing is custom. Rotessa launched in 2010 and is based in Steinbach, Manitoba, Canada.