OpenCode vs Refact.ai

OpenCode is an open source AI coding agent for working in a terminal, IDE, or desktop app. It provides chat assistance, agent mode, terminal access, and codebase indexing, and supports more than 75 LLM providers as well as local models. The software can load language servers for the selected model and coordinate multiple agents on one project. Editor extensions are listed for Visual Studio Code, Cursor, Zed, Windsurf, and VSCodium; GitHub and GitLab integrations are also available. Users can share session links, while conversations are private by default. OpenCode says it does not store code or context data. The free plan includes the open source agent and free models, or users can connect a model provider. OpenCode Go costs $10 a month and lists usage limits of $12 per 5 hours, $30 per week, and $60 per month. The site recommends WSL for Windows users for performance and full feature compatibility.

Refact.ai is a free, open-source autonomous AI coding agent for software development. It provides real-time code completion, in-IDE chat and agent workflows that can plan, execute and deploy coding tasks while letting users preview and control the process. Chat supports natural-language questions, editing, debugging and code generation. Repository analysis, retrieval-augmented generation and codebase indexing provide project-aware context, and terminal access is available. The maker says it supports more than 25 programming languages. Plugins are listed for VS Code and JetBrains, with Visual Studio, Neovim and Sublime Text marked beta. Platforms include Windows, macOS, Linux, API, extension and self-hosted deployment. Local use can connect to configured providers or runtimes such as OpenAI, Anthropic, Gemini, Ollama, LM Studio and vLLM. The Free plan costs nothing for personal and hobby projects. Pro costs $10 a month for professional use. Hosted accounts and cloud features are being retired.