Origin vs SoFi
Origin
useorigin.comSoFi
sofi.comSide by side
| Figure | Origin | SoFi |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 5 | 7 |
| Spec score · Personal Finance Software | 7.7 (#113) | 9.5 (#1) |
| Free plan | No | Yes |
| Headquarters | Boston, Massachusetts, United States | San Francisco, California, United States |
| Integrations | Origin says it partners with Plaid and Mastercard for financial account connections. | SoFi Relay can connect external accounts, and SoFi banking supports transfers to payment apps and friends or businesses. |
| Support | Users can contact support through the mobile app or desktop dashboard, by email, or by scheduling a phone call. | SoFi lists phone, email, live chat, and social-media support channels, with U.S. customer support at 855-456-7634. |
Plans
Origin
- Monthly PlanPrice not published
- Monthly PlanPriced on request
- Annual PlanPrice not published
- Annual PlanPriced on request
- Origin for employersPriced on request
SoFi
- SoFi Coach / RelayPriced on request
- SoFi Coach / RelayPrice not published
- SoFi Plus$10 a month
- SoFi Plus$120 a year
- SoFi Checking and SavingsFree
- SoFi Plus$10 a month
- SoFi CoachFree
In their own words
Origin
Origin is an employer financial wellness platform that brings budgeting, investing, planning, and tax tools together with guidance for employees. Employees can be matched with a financial expert in their region and receive step-by-step plans; AI tools offer instant answers to money questions. Its financial topics include spending, saving, retirement, credit, housing, education, estate planning, and equity compensation. Origin says it serves teams in more than 70 countries and over 80 languages, including workforces in technology, professional services, healthcare, industrial and manufacturing sectors, and global teams. The service is available on Android, iOS, macOS, and the web. It offers a paid service with a 7-day trial and no free plan. Connecting financial accounts is currently limited to US-based users. Origin lists SOC 2 Type II and GDPR, and describes encryption and penetration testing among its security controls.
SoFi
SoFi brings banking, lending, investing, credit cards, insurance, crypto, and financial guidance into one platform. Its banking tools cover balance and transaction monitoring, alerts, bill pay, transfers, mobile check deposits, debit-card controls, and automated savings. SoFi Invest offers self-directed and robo investing, IRAs, stock and IPO investing, fractional shares, and ETFs. SoFi Relay links external accounts and helps members track credit scores and finances. SoFi Coach provides financial insights by chat 24-7, with a budget planner and retirement and investment goal tracking; it can connect accounts from more than 12,000 financial institutions. Members can transfer money and open checking and savings accounts through chat, but Coach does not recommend specific stocks or execute trades. Coach is free to members using SoFi banking, borrowing, or investing services. SoFi Plus costs $10 a month. Checking and Savings is listed at free, with no account, service, or maintenance fees and no minimum balance requirement. SoFi lists web and mobile access, and its official app is distributed through the Apple App Store and Google Play Store.