Paid for Stripe vs SwipeSimple
Paid for Stripe
paidforstripe.com
SwipeSimple
swipesimple.comSide by side
| Figure | Paid for Stripe | SwipeSimple |
|---|---|---|
| Price from | Free | $19.95/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 1 | 11 |
| Spec score · Mobile Payment Processing Software | 7.5 (#15) | 8.5 (#4) |
| Support | The site provides a contact link, and its help center says Stripe handles payment and merchant-account issues. | SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions. |
| What it does | Paid turns a phone into a card terminal for accepting card payments through a Stripe account. | SwipeSimple is a payments and small-business management platform for accepting cards and running payment operations. |
Plans
SwipeSimple
- SwipeSimple Connect ZeroFree
- SwipeSimple Connect — card-present processing$2.61, paid once
- SwipeSimple Connect card-present processing$2.61, paid once
- SwipeSimple Connect — card-not-present processing$3.51, paid once
- SwipeSimple Connect card-not-present processing$3.51, paid once
- QuickBooks Online Sync$19.95 a month
- SwipeSimple Appointments$29.95 a month
- Bluetooth card reader$49, paid once
- Text Loyalty & Reviews Starter$59.99 a month
- Text Loyalty & Reviews Standard$95.95 a month
In their own words
Paid for Stripe
Paid for Stripe turns an Android or iOS phone into a card terminal for payments that go to a connected Stripe account. Tap to Pay supports contactless cards and digital wallets without a separate reader, and users may also connect a Bluetooth card reader. Checkout can draw from a reusable product catalog, accept tips, add tax, pass processing fees to customers, or collect payment through links and QR codes; recurring payments are also listed. Account owners can add team members, assign roles, and manage permissions. Stripe pays funds to the user's bank on its regular payout schedule, with instant payouts available in supported regions. The app is presented for mobile and service businesses such as beauticians, drivers, musicians, stallholders, food vans, cleaners, and tradespeople. The listed plan is free, with no monthly or setup fees and no hidden fees; the app charges 0.99% per transaction in addition to Stripe's standard fees. The site says card data is encrypted end-to-end and not stored on the device.
SwipeSimple
SwipeSimple provides payment acceptance tools for small businesses across Android, iOS, and web, with mobile, terminal, and computer-based processing. Its mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards; it can also accept payments offline when cell reception is poor. Businesses can manage customers, review purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be emailed or texted, shared as links, saved as drafts, and configured with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews, while SwipeSimple says it has no public API or third-party integrations. Connect Zero is $0.00 per free for eligible businesses, with card-paying customers covering a 3.5% card fee. Card-present processing is $2.61; card-not-present processing is $3.51. SwipeSimple is commonly sold with a merchant account and processing agreement through a provider, which handles account support and billing questions.