Pay. Pay by Link vs Razorpay Payment Links
Pay. Pay by Link
pay.nlRazorpay Payment Links
razorpay.comSide by side
| Figure | Pay. Pay by Link | Razorpay Payment Links |
|---|---|---|
| Price from | €35/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 3 |
| Spec score · Payment Link Software | 8.2 (#12) | 8.2 (#13) |
| Integrations | Pay. says it has over 90 integrations, offers plugins for over 20 webshop systems, and supports custom integrations through APIs. | Official integration materials list server SDKs or libraries for .NET, Java, Node.js, PHP, Python, Ruby and Go, plus Android, iOS, Cordova, React Native and Flutter integrations. |
| Payment methods | Customers can pay through links using the payment methods available on the merchant’s sales channels. | Supported methods include cards, UPI, netbanking, wallets, EMI, Pay Later and bank transfer. |
| Support | Pay. says its team is available 24/7 to support merchants with receiving and processing payments. | Razorpay’s site provides a Payments ticket option and links to a knowledge base. |
Plans
Pay. Pay by Link
- PioneerFree
- Professional€35 a month
- Business€89 a month
- PremiumPriced on request
Razorpay Payment Links
- 90-day introductory offerFree
- Payment LinksFree
- Standard platform feePrice not published
In their own words
Pay. Pay by Link
Pay. Pay by Link lets merchants request payments through links and QR codes. Merchants create links in Pay.’s admin and share them by email, SMS, or channels such as WhatsApp. QR codes can be printed on receipts or invoices. A request can have a chosen expiry date and time; dynamic links can also remain valid indefinitely. Merchants can set fixed, minimum, maximum, or free amounts, choose payment methods, and add up to three optional fields. Customers pay using methods available through the merchant’s sales channels, and payment pages can use the merchant’s brand style. Pay. describes the feature for prepayments, business invoices, and reminders. It lists more than 90 integrations, plugins for over 20 webshop systems, and custom integrations through APIs. Platforms are Android, iOS, web, and API. The Pioneer plan has no monthly charge but uses Professional transaction rates plus €0,05 per transaction and 0,25% of turnover. Professional costs €35 per month plus transaction fees; the service also has an €89-per-month Business plan and a quote-based Premium plan.
Razorpay Payment Links
Razorpay Payment Links lets businesses collect customer payments by sending a link through SMS, email, or WhatsApp. Customers can pay using 180+ payment methods, while businesses can customize the payment page to match their brand. Payment terms can include an upfront amount, installments, or an advance. For bulk creation, users can upload a .csv or .xlsx file to generate and share hundreds of links at once. Webhook notifications report transactions, and APIs can automate link creation and collection. Payment Links support nearly 100 major currencies, with automatic real-time conversion. Razorpay lists web, Android, and iOS SDKs, server integrations for PHP, Ruby, Python, .NET, Node.js, Java, and Go, and plugins or documentation for commerce platforms including WooCommerce, Magento, Shopify, WordPress, and Wix. There is no free plan, though a free trial is listed. Pricing includes a zero-fee offer for the first 90 days; afterward, the listed fee is 2% plus GST on successful payments.