Paybyrd vs PayFacto
Paybyrd
paybyrd.comPayFacto
payfacto.comSide by side
| Figure | Paybyrd | PayFacto |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Restaurant Payment Processing Software | 7.9 (#9) | 7.3 (#14) |
| Headquarters | Amsterdam, Netherlands | Montreal, Canada |
| Integrations | Listed integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle and Host PMS, alongside REST API and webhooks. | PayFacto lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree, and PrestaShop. |
| Payment methods | The platform supports more than 20 payment methods, 192+ currencies and 40+ countries. | Its integrated gateway page lists Interac, Visa, Mastercard, Amex, and Discover transactions. |
| Security | Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. | PayFacto describes encryption and fraud prevention tools for e-commerce payments and offers 3D Secure for online transactions. |
| Support | Paybyrd’s contact page says a payment engineer replies within one business day, usually faster. | PayFacto provides general information, payment FAQs, terminal support, and POS support through its support site. |
Plans
In their own words
Paybyrd
Paybyrd provides a payment platform for online checkout, in-person POS, and payment links. It supports more than 20 payment methods, 192+ currencies, and 40+ countries. Checkout can be hosted or white-label, and POS terminals are listed from €11/mo. Paybyrd says its multi-acquirer routing directs transactions to an acquirer likely to approve them. Integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle, and Host PMS. Developers can use a REST API, SDKs, pre-built plugins, webhooks, and a free sandbox. Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. Its security page says ISO/IEC 27001 certification is in progress and the SOC 2 Type II report is in preparation. The Essential plan has no monthly fee and charges per online card transaction, with a rate that drops to 0.99% at €80K monthly volume. Pricing fees are in EUR excluding applicable taxes. Paybyrd presents solutions for airlines, retail, hospitality, restaurants, marketplaces, and transport businesses.
PayFacto
PayFacto provides payment processing and payment solutions for merchants, ISVs, ISOs, agents and payment facilitators. Its offerings cover card-present, online, mobile and tableside payments, as well as restaurant POS products Maitre’D and Veloce for managing restaurant operations. For in-person transactions, it offers countertop, mobile and unattended terminals, including PAX models. Online options include a hosted payment page and an integrated gateway for sales, pre-authorizations, refunds, voids and recurring billing. The gateway lists Interac, Visa, Mastercard, Amex and Discover transactions. PayFacto describes encryption and fraud prevention for e-commerce payments and offers 3D Secure for online transactions. Its hosted payment page keeps card information on PayFacto’s servers and is described as reducing PCI compliance requirements. Open APIs and connectors support integration with existing business systems and software. The company lists integrations including COBA, Freebees, Hopem, NMI, Hotello, Paymentree and PrestaShop. PayFacto is headquartered in Montreal, Canada. Pricing is customized and available by contacting sales for a quote.