Paybyrd vs PayPal Multiparty Payments
Paybyrd
paybyrd.comPayPal Multiparty Payments
developer.paypal.comSide by side
| Figure | Paybyrd | PayPal Multiparty Payments |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Marketplace Payment Platforms | 7.7 (#8) | 7.8 (#6) |
| Integrations | Listed integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle and Host PMS, alongside REST API and webhooks. | Multiparty checkout uses the PayPal JavaScript SDK and supports client-side and server-side integration. |
| Security | Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. | PayPal's developer security guidance requires HTTPS for API and SDK requests and says HTTPS is enforced on all endpoints. |
| Support | Paybyrd’s contact page says a payment engineer replies within one business day, usually faster. | The developer site lists FAQs, account help, and technical support among its help resources. |
| Target users | The site presents solutions for airlines, retail, hospitality, restaurants, marketplaces and transport businesses. | Packaged solutions are listed for marketplaces, ecommerce and shopping carts, sharing and gig economy platforms, technology partners, payment service providers, and crowdfunding. |
Plans
PayPal Multiparty Payments
- PayPal Complete Payments PlatformPriced on request
In their own words
Paybyrd
Paybyrd provides a payment platform for online checkout, in-person POS, and payment links. It supports more than 20 payment methods, 192+ currencies, and 40+ countries. Checkout can be hosted or white-label, and POS terminals are listed from €11/mo. Paybyrd says its multi-acquirer routing directs transactions to an acquirer likely to approve them. Integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle, and Host PMS. Developers can use a REST API, SDKs, pre-built plugins, webhooks, and a free sandbox. Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. Its security page says ISO/IEC 27001 certification is in progress and the SOC 2 Type II report is in preparation. The Essential plan has no monthly fee and charges per online card transaction, with a rate that drops to 0.99% at €80K monthly volume. Pricing fees are in EUR excluding applicable taxes. Paybyrd presents solutions for airlines, retail, hospitality, restaurants, marketplaces, and transport businesses.
PayPal Multiparty Payments
PayPal Multiparty Payments is a payment-processing offering within PayPal Complete Payments Platform for marketplaces and other platforms. It supports global seller onboarding subject to local regulations and compliance rules, with payment acceptance, partner fees, foreign exchange, payouts, and dispute and chargeback management. Checkout options include PayPal, Pay Later, Venmo in the US, alternative payment methods, and credit or debit cards. Expanded Checkout adds customizable branded card fields, while its fraud tools can be customized. Multiparty checkout uses the PayPal JavaScript SDK and supports client-side and server-side integration. The platform is available only to approved partners, though sandbox testing is available before approval; advanced card payments also require vetting and underwriting. Multi-merchant orders are limited to 10 purchase units, with a 20-second API response timeout. Platform fees are not supported for first-party integrations. Pricing is on request.