Paybyrd vs Zai
Paybyrd
paybyrd.comZai
hellozai.comSide by side
| Figure | Paybyrd | Zai |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 2 | 2 |
| Spec score · Marketplace Payment Platforms | 7.7 (#8) | 6.7 (#27) |
| Headquarters | Amsterdam, Netherlands | Melbourne, Victoria, Australia |
| Integrations | Listed integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle and Host PMS, alongside REST API and webhooks. | Integration options include RESTful APIs, hosted forms, iframe-based hosted fields, and CMS plugins; the site names WooCommerce as a plugin. |
| Payment methods | The platform supports more than 20 payment methods, 192+ currencies and 40+ countries. | Its collection page lists cards, PayTo through the NPP, BECS Direct Debit, BPAY, and bank transfers as supported payment methods. |
| Product | Paybyrd describes itself as one payment platform for online checkout, POS and payment links. | Zai provides an API-powered platform for collecting, sending, and orchestrating business payments. |
| Security | Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. | Zai says it is a PCI DSS compliant Level 1 Service Provider and undergoes regular audits and reviews by card schemes and partner banks. |
| Support | Paybyrd’s contact page says a payment engineer replies within one business day, usually faster. | Zai says customers receive a dedicated account manager and access to in-house developers for payment support. |
Plans
In their own words
Paybyrd
Paybyrd provides a payment platform for online checkout, in-person POS, and payment links. It supports more than 20 payment methods, 192+ currencies, and 40+ countries. Checkout can be hosted or white-label, and POS terminals are listed from €11/mo. Paybyrd says its multi-acquirer routing directs transactions to an acquirer likely to approve them. Integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle, and Host PMS. Developers can use a REST API, SDKs, pre-built plugins, webhooks, and a free sandbox. Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. Its security page says ISO/IEC 27001 certification is in progress and the SOC 2 Type II report is in preparation. The Essential plan has no monthly fee and charges per online card transaction, with a rate that drops to 0.99% at €80K monthly volume. Pricing fees are in EUR excluding applicable taxes. Paybyrd presents solutions for airlines, retail, hospitality, restaurants, marketplaces, and transport businesses.