Paymentus vs Zil Money
Paymentus
paymentus.com
Zil Money
zilmoney.comSide by side
| Figure | Paymentus | Zil Money |
|---|---|---|
| Price from | — | $499.99/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 2 | 7 |
| Spec score · Bill Payment Software | 7.8 (#4) | 8.6 (#1) |
| Headquarters | Charlotte, North Carolina, United States | San Jose, California, USA |
| Integrations | Paymentus states that it integrates with more than 450 systems, including Oracle, SAP, Itineris, Harris and VertexOne. | The integration directory lists QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. |
| Payment methods | Supported rails and methods include ACH, eCheck, debit and credit cards, RTP, Apple Pay, Google Pay, PayPal, Venmo and retail cash payments. | The service supports ACH, same-day ACH, RTP, domestic and international wires, eChecks, mailed checks and card-funded payments. |
| Rating on G2 | 3.5 out of 5 from 1 review; G2 says there are too few reviews for buying insight. | 4.4 out of 5 from 81 reviews |
| Rating on Trustpilot | 3.2 out of 5 from 1 review, with Trustpilot showing the sole review as one star. | 3.0 out of 5 from 476 reviews |
| Security | Paymentus describes itself as a Level 1 PCI-certified service provider and lists Nacha account validation, HIPAA, SOC 1, SOC 2, and ADA protections. | The trust page says Zil Money uses encryption, secure data centers, multi-factor authentication, continuous monitoring, and regular security assessments. |
| Support | The contact page lists bill pay and client support by phone, sales by phone or email, and separate support options for banking and Profit customers. | The contact page lists [email protected] and phone number (408) 775-7720. |
| What it does | Paymentus provides cloud billing, electronic bill presentment, payment processing, money movement and customer communications for billers and financial institutions. | Zil Money combines business payment, accounts-payable and accounts-receivable workflows in one platform. |
Plans
Zil Money
- FreeFree
- BusinessPriced on request
- Pay As You GoFree
- Pay as You Go$30, paid once
- Premium$499.99 a month
- EnterprisePriced on request
- Enterprise CustomPriced on request
In their own words
Paymentus
Paymentus provides billing, payment, and customer interaction capabilities for service providers and financial institutions. Its listed sectors include insurance, utilities, government, telecom, property management, healthcare, higher education, banking, and consumer finance. Consumers can pay through web portals, one-time web payments, IVR, in-person locations, text, email, chatbots, or BillWallet. Payment methods include cards, ACH/eCheck, cash, PayPal, PayPal Credit, Venmo, Apple Pay, and Google Pay. The platform supports AutoPay, recurring and scheduled payments, one-time payments, and pay now/pay later options. Agent Dashboard provides transaction visibility, reporting, reconciliation, agency analytics, and digital adoption monitoring. Paymentus says it integrates with 450+ systems of record and offers APIs, SDKs, and the Pixels by Paymentus toolkit. Other tools cover vendor invoicing, payables, receivables, expenses, employee expense cards, and digital disbursements including refunds and deposits. Paymentus was founded in 2004 and says it went public in 2021. It lists Android, API, iOS, and web availability. Pricing is on request.
Zil Money
Zil Money is a payment and finance platform for small and medium-sized businesses, with tools for check creation and payment workflows. Users can print checks on blank check stock, prepare payroll checks with employee details, payments, and deductions, and import checks directly from accounting software. Check layouts can be customized with logos, colors, and text. Its mobile app lists ACH transfers, RTP, wire transfers, printed checks, and eChecks, and supports reviewing and releasing vendor payments and payroll runs from a phone. Integrations include QuickBooks, Zoho Books, Gusto, Zapier, Xero, Salesforce, Slack, and other services. The service is available on web, Android, iOS, and through an API. A free plan has limited monthly transactions. The maker says there is no monthly subscription fee and that pricing depends on volume, with customized plans and high-volume discounts. Listed options include a 30.00 USD one-time Pay as You Go recharge and a $499.99 a month Premium plan. Zil Money says it is a financial technology company, not a bank; banking and money movement come through partner institutions and licensed providers.