PayOrc vs PayServ Multi-PSP Platform
PayOrc
payorc.com
PayServ Multi-PSP Platform
payserv.comSide by side
| Figure | PayOrc | PayServ Multi-PSP Platform |
|---|---|---|
| Price from | $25/mo | $99/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 6 |
| Spec score · Payment Orchestration Platforms | 8.7 (#5) | 8.7 (#6) |
| API and SDKs | The developer page lists a REST API, webhooks, and SDKs for Node.js, Python, PHP, Java, Ruby, and Go, plus web, Android, iOS, and Flutter SDKs. | PayServ describes a unified REST API and lists client SDKs for Node.js, Java, Python, and PHP. |
| Hosted checkout | PayOrc-hosted pages collect card details, reducing the merchant's PCI scope; the API returns payment and iframe links and sends webhook notifications. | PayServ offers a branded hosted checkout supporting multiple payment methods and says it handles the checkout PCI scope. |
| Integrations | PayOrc lists more than 100 integrations spanning e-commerce platforms, payment methods, wallets, banks, PSPs, ERP systems and CRMs. | PayServ documentation describes connectors for providers including Stripe, Adyen and PayPal, while the homepage lists wallets and ACH payment methods. |
| Payment methods | The gateway supports cards, UPI, wallets, net banking, BNPL, QR payments and bank transfers through one API. | The homepage lists Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay, PayPal, Venmo, Cash App and ACH bank transfer support. |
| Routing | Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%. | The developer documentation describes weighted split routing and automatic failover routing without application redeployment. |
| Security | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. | The platform page says PSP-hosted fields capture card data, raw cardholder data does not transit PayServ servers, and credentials are encrypted at rest with AES-256-GCM and transmitted over TLS 1.3. |
| Support | The developer page says developer support is available through Slack, email, and video calls. | The pricing page lists community support for Free, email and chat for Scale, priority support for Growth, and a dedicated customer success manager for Enterprise. |
| What it does | PayOrc provides a unified payment-orchestration layer for merchants, payment providers, banks and technology platforms. | PayServ provides a unified payment-orchestration layer for accepting and routing cards, wallets and bank transfers. |
Plans
PayServ Multi-PSP Platform
- FreeFree
- Scale$99 a month
- Growth$299 a month
- CustomPriced on request
- EnterprisePriced on request
- StandardPriced on request
In their own words
PayOrc
PayOrc is a payment orchestration layer for merchants, payment providers, banks and technology platforms. Its routing engine chooses a processor in real time, and automatic retries can follow fallback chains when payments fail. The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS and fraud risk tools. Supported payment methods include cards, wallets, Apple Pay, Google Pay, SEPA and BNPL through one integration. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce and SAP. Developers have a REST API, webhooks and SDKs for Node.js, Python, PHP, Java, Ruby and Go, as well as web, Android, iOS and Flutter SDKs. Starter is free, limited to one PSP and up to USD 5k monthly TPV. Growth costs $25 a month, includes five PSPs and covers more than USD 5k to USD 100k monthly TPV. Domestic card fees are listed as 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth; displayed MDRs are indicative and tax-exclusive.
PayServ Multi-PSP Platform
PayServ Multi-PSP Platform helps merchants evaluate, test, certify, and route payments across payment service providers. It supports automated functional, regression, and performance testing, parallel PSP evaluation, and certification reports. Named provider connections include Stripe, Adyen, Fiserv, PayPal, Authorize.net, Square, Payoneer, and Braintree. Configurable routing and automatic failover are available; the product page states rerouting takes under 800ms. A unified REST API and client SDKs for Node.js, Java, Python, and PHP support integration work. PayServ's AI agents answer PSP integration questions, generate code, and create test scenarios. The Free plan costs nothing and includes one PSP sandbox connection and up to 500 test transactions per month, plus 20 AI Copilot queries per day and 50+ test scenarios. Scale costs $99 a month; Growth costs $299 a month. A 14-day trial is listed. PayServ says provider-hosted fields capture card data, raw cardholder data does not pass through its servers, and credentials are encrypted at rest with AES-256-GCM and in transit over TLS 1.3.