PayOrc vs Tokeflow
PayOrc
payorc.comTokeflow
tokeflow.comSide by side
| Figure | PayOrc | Tokeflow |
|---|---|---|
| Price from | $25/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Payment Orchestration Platforms | 8.7 (#5) | 6.7 (#23) |
| API and SDKs | The developer page lists a REST API, webhooks, and SDKs for Node.js, Python, PHP, Java, Ruby, and Go, plus web, Android, iOS, and Flutter SDKs. | The maker describes a REST API and SDKs for Node.js, Python, and Go, with sandbox access provided during onboarding. |
| Integrations | PayOrc lists more than 100 integrations spanning e-commerce platforms, payment methods, wallets, banks, PSPs, ERP systems and CRMs. | The integrations directory lists 40+ integrations across six regions and 15+ payment method types, including both live and roadmap entries. |
| Product | PayOrc describes itself as a unified payment orchestration layer for merchants, payment providers, banks, and technology platforms. | Tokeflow is a white-label payment orchestration platform that connects payment providers through a unified API. |
| Routing | Its intelligent routing engine selects a processor in real time, and the site says authorization rates can improve by up to 15%. | Routing rules can use payment method, currency, region, BIN range, transaction value, or provider priority. |
| Security | The security page lists PCI DSS Level 1, ISO/IEC 27001:2022, and ISO 9001 certifications. | Tokeflow states that it enforces TLS 1.2+ in transit, AES-256 encryption at rest, and tenant isolation. |
Plans
In their own words
PayOrc
PayOrc is a payment orchestration layer for merchants, payment providers, banks and technology platforms. Its routing engine chooses a processor in real time, and automatic retries can follow fallback chains when payments fail. The product lineup includes payment links, QR payments, subscriptions, invoicing, branded checkout, POS and fraud risk tools. Supported payment methods include cards, wallets, Apple Pay, Google Pay, SEPA and BNPL through one integration. PayOrc says it connects to more than 100 providers and systems, including Stripe, Adyen, Razorpay, WooCommerce, Shopify, Salesforce and SAP. Developers have a REST API, webhooks and SDKs for Node.js, Python, PHP, Java, Ruby and Go, as well as web, Android, iOS and Flutter SDKs. Starter is free, limited to one PSP and up to USD 5k monthly TPV. Growth costs $25 a month, includes five PSPs and covers more than USD 5k to USD 100k monthly TPV. Domestic card fees are listed as 2.90% + $0.30 for Starter and 2.70% + $0.30 for Growth; displayed MDRs are indicative and tax-exclusive.