PayPay vs Taptap Send
PayPay
paypay.ne.jpTaptap Send
taptapsend.comSide by side
| Figure | PayPay | Taptap Send |
|---|---|---|
| Price from | $1,980/mo | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Peer-to-Peer Payment Apps | 8.5 (#6) | 8.1 (#12) |
| Spec score · Money Transfer Apps | 8.4 (#24) | 8.6 (#15) |
| Founded | 2018 | 2018 |
| Mobile platforms | both | The App Store lists the money transfer app for iPhone, and Google Play lists the Android app. |
| Scheduled transfers | Yes | Yes |
| Security | PayPay describes 24/7 fraud monitoring, two-factor authentication, and encryption of customer payment card and bank account information. | Taptap Send says it uses bank-level security and encryption technology to protect payments and data. |
| Support | PayPay directs users with suspected unauthorized use or login problems to its Help pages. | The company directs customers to contact its support team through the app. |
| Transfer speed | instant | instant |
| Transfer tracking | Yes | Yes |
| What it does | PayPay is a smartphone payment service that lets users pay by showing a barcode or scanning a QR code. | Taptap Send is an app for sending money to friends and family in Africa, Asia, the Caribbean, and Latin America. |
Plans
In their own words
Taptap Send
Taptap Send is a mobile app for sending money to friends and family in Africa, Asia, the Caribbean, and Latin America. It is aimed at people sending money to family and communities abroad, with service available in the UK, US, Canada, Australia, UAE, and across the EU. Depending on the route, recipients can receive funds by bank transfer, mobile money, cash pickup, or home delivery. Transfers are listed as instant, and the app lets users track transfers and schedule them. Before confirming, senders can see the exchange rate, any fee, and the amount due to the recipient. Charges vary by route, amount, and delivery method, and an exchange-rate margin may apply. There is no subscription price stated; transfer fees depend on the transfer. The app is available on Android and iOS. Sending limits depend on verification level and may also be set by destination providers. For UK users seeking higher limits, verification requires a photo ID and selfie. The company says it uses encryption and is regulated in multiple jurisdictions.