Payrexx Paylink vs Paystack
Payrexx Paylink
payrexx.comPaystack
paystack.comSide by side
| Figure | Payrexx Paylink | Paystack |
|---|---|---|
| Price from | Free | 1 NGN/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 4 | 10 |
| Spec score · Payment Link Software | 7.4 (#23) | 8.8 (#7) |
| Headquarters | Thun, Switzerland | Lagos, Nigeria |
| Integrations | Payrexx lists plugins for WooCommerce, Shopify, Shopware, Magento, Ecwid, PrestaShop, Drupal and Odoo, among others, and integrations with Make and Zapier. | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. |
| Security | Payrexx says it is PCI-DSS Level 1 certified and that hosted payment pages keep sensitive cardholder data on Payrexx servers. | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. |
| Support | The pricing page lists ticket support for Free and Standard, ticket and phone support for Premium, plus 24/5 ticket support and weekday telephone support hours. | Paystack says its Customer Success team is available around the clock. |
Plans
Payrexx Paylink
- FreeFree
- Individual OfferPriced on request
- PremiumPrice not published
- StandardPrice not published
Paystack
- AccountFree
- Paystack transaction pricing (Nigeria)Free
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
- Nigeria transfers NGN 5,001–50,00025 NGN a month
- Nigeria transfers above NGN 50,00050 NGN a month
- Test SmartPeak P1000 terminal85,000 NGN, paid once
- Live SmartPeak P1000 terminal100,000 NGN, paid once
In their own words
Payrexx Paylink
Payrexx Paylink lets businesses create payment links in a dashboard or through an API, then send them by email, SMS, WhatsApp, or social media. Links can handle one-time payments, pre-authorisations, tokenisations, and recurring payments. Merchants choose whether reminders are sent, how often they recur, and how many days after the due point they go out. Paylinks can be delivered from a Payrexx account or connected to another system through an API or webhook. Listed plugins include WooCommerce, Shopify, Shopware, Magento, Ecwid, PrestaShop, Drupal, and Odoo, with Make and Zapier integrations. Payrexx says hosted payment pages keep sensitive cardholder data on its servers and that it is PCI-DSS Level 1 certified. It handles PSD2 Strong Customer Authentication and hosts the 3D Secure flow for standard credit cards. The Free plan costs nothing; its listed Mastercard and Visa fee is 2.50% plus EUR 0.30.
Paystack
Paystack helps businesses in Africa accept online and in-person payments from customers around the world. Listed channels include cards, bank accounts and transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. Its APIs support one-time and recurring payments through an app or website, instant transfers, and customer identity verification. The dashboard provides reporting, alerts, exports, transaction reports, customer search, and purchase insights. Listed integrations include WooCommerce, Shopify, Chargebee, Zapier, Wix, and Xero; developer materials include an API and SDKs for Android, iOS, and Flutter. Paystack says its automated and manual fraud systems help protect against fraudulent transactions and related chargeback claims. It states that it is PCI DSS Level 1, ISO 27001:2022, and ISO 27701 certified. The pricing page lists no subscription, integration, or maintenance fee, but transaction fees apply. In Nigeria, local transactions cost 1.5% plus NGN 100; that NGN 100 is waived under NGN 2,500, with local fees capped at NGN 2,000. Automatic settlement is free and generally reaches the merchant's bank account the next working day.