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SPECIFICTION
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Paysend vs Paysera

Paysend

paysend.com

Paysera

paysera.com

Side by side

FigurePaysendPaysera
Price from—Free
Free plan—Yes
Free trial——
Open source——
WebYesYes
iOSYesYes
AndroidYesYes
APIYesYes
Plans published31
Spec score · Money Transfer Apps8.8 (#10)8.9 (#6)
Upfront fee displayYesYes
FoundedLinkedIn lists the company as founded in 2017.2004
HeadquartersEdinburgh, Scotland, United KingdomVilnius, Lithuania
Mobile platformsbothboth
Transfer speedinstantinstant
Transfer trackingCustomers can track transfers, and the app provides notifications when money arrives.Yes

Plans

Paysend

  • Personal international transfer$1.99, paid once
  • Enterprise Payout APIPriced on request
  • International money transfersPrice not published

Paysend pricing →

Paysera

  • Free personal Paysera accountFree

Paysera pricing →

In their own words

Paysend

Paysend has no write-up on Specifiction yet; its figures are above.

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Paysera

Paysera Super App brings personal and business finance tools together, from everyday payments to investments. The personal account is a free multi-currency IBAN account with instant euro transfers and currency exchange supporting up to 30 currencies. In listed eligible regions, private clients get 30 free euro SEPA or SEPA Instant transfers each month; each subsequent transfer costs €0.30. Users can order and activate a digital Visa card, add it to Apple Pay or Google Pay, set spending limits, and block it. The app also lists goal-based savings, physical investment gold, peer-to-peer lending, and real estate investing through InRento. Business users can manage several accounts, receive transaction notifications, connect to 13,000+ e-commerce partners, and use customised integration. Paysera Checkout Modern offers OAuth2 authentication and real-time webhooks, with endpoints for orders, payments, refunds, and webhooks; its documentation lists Lithuania, Latvia, and Estonia as currently available during a market-by-market rollout. The app is available on Android, iOS, and web. Paysera advertises 24/7 support in 20 languages and says customer funds are kept separate from company funds.

Visit paysera.com