Paysend vs Ria Money Transfer
Paysend
paysend.com
Ria Money Transfer
riamoneytransfer.comSide by side
| Figure | Paysend | Ria Money Transfer |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 3 | 3 |
| Spec score · Money Transfer Apps | 8.8 (#10) | 8.9 (#7) |
| Fees | Paysend charges a fixed per-transfer fee that varies by country and delivery method; currency conversions include an exchange-rate margin, and third-party fees may apply. | Ria says fees and exchange rates depend on the transfer details and are shown before the sender confirms. |
| Upfront fee display | Yes | Yes |
| Mobile platforms | both | both |
| Payment methods | The iOS listing says users can fund transfers by debit card, credit card, bank transfer or Apple Pay. | The service accepts bank accounts, debit cards, credit cards and, in some markets, cash payments. |
| Praise: ease and speed | Trustpilot's review summary repeatedly praises the simple app interface, fast transfers and convenience for sending money abroad. | Finder says many reviewers praise quick delivery, competitive pricing and good customer service. |
| Pricing model | Paysend states that a small fixed fee is charged per transfer, with the exact amount depending on sending country and delivery method. | Ria states that revenue comes from a transfer fee plus a margin in the exchange rate; fees vary by payment method, destination and amount. |
| Rating on Apple App Store | 4.8 out of 5 from 175,000 reviews | 4.8 out of 5 from 297,000 ratings |
| Rating on Google Play | 4.1 out of 5 from 185,000 reviews | 4.78 out of 5 from 244,063 ratings |
| Rating on Trustpilot | 4.1 out of 5 from 41,394 reviews | 4.3 out of 5 from 39,251 reviews |
| Security | Paysend’s security article says transfers follow Visa, Mastercard, China UnionPay, FCA, and PCI DSS standards. | Ria describes multi-factor authentication, identity verification, EV SSL certification, encryption, and 24/7 monitoring as security measures. |
| Transfer speed | instant | instant |
| Transfer tracking | Customers can track transfers, and the app provides notifications when money arrives. | Ria provides real-time transfer tracking through its website and app using a transfer PIN. |
| What it does | Paysend sends international transfers from a phone or web account to cards, bank accounts, digital wallets and, where available, cash pickup. | Ria provides international money transfers through its website, mobile apps, agents and stores. |
Plans
Paysend
- Personal international transfer$1.99, paid once
- Enterprise Payout APIPriced on request
- International money transfersPrice not published
Ria Money Transfer
- First-transfer promotionFree
- Ria Money TransferFree
- Ria Money Transfer mobile appFree
In their own words
Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.