Paysera vs Wave
Paysera
paysera.comWave
wave.comSide by side
| Figure | Paysera | Wave |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Money Transfer Apps | 8.9 (#6) | 7.0 (#77) |
| Founded | 2004 | 2017 |
| Mobile platforms | both | both |
| Product | Paysera describes its Super App as a place to manage personal and business finances, from everyday payments to investments. | Wave offers mobile money services through a mobile app, including deposits, withdrawals, transfers, bill payments, and airtime purchases. |
| Transfer speed | instant | instant |
| Transfer tracking | Yes | Yes |
Plans
In their own words
Paysera
Paysera Super App brings personal and business finance tools together, from everyday payments to investments. The personal account is a free multi-currency IBAN account with instant euro transfers and currency exchange supporting up to 30 currencies. In listed eligible regions, private clients get 30 free euro SEPA or SEPA Instant transfers each month; each subsequent transfer costs €0.30. Users can order and activate a digital Visa card, add it to Apple Pay or Google Pay, set spending limits, and block it. The app also lists goal-based savings, physical investment gold, peer-to-peer lending, and real estate investing through InRento. Business users can manage several accounts, receive transaction notifications, connect to 13,000+ e-commerce partners, and use customised integration. Paysera Checkout Modern offers OAuth2 authentication and real-time webhooks, with endpoints for orders, payments, refunds, and webhooks; its documentation lists Lithuania, Latvia, and Estonia as currently available during a market-by-market rollout. The app is available on Android, iOS, and web. Paysera advertises 24/7 support in 20 languages and says customer funds are kept separate from company funds.