Perfios Account Aggregator vs Powens
Perfios Account Aggregator
perfios.com
Powens
powens.comSide by side
| Figure | Perfios Account Aggregator | Powens |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 0 | 1 |
| Spec score · Bank Connectivity Software | 6.2 (#55) | 8.2 (#8) |
| Financial data | The listed information types include bank and NBFC deposits, securities, mutual funds, insurance policies, and National Pension System balances. | Its aggregation service syncs bank accounts, savings, loans and investments from 1,800+ banks across 12 EU countries, with accounts refreshed daily. |
| Headquarters | Bengaluru, India | Paris, France |
| Security | Perfios says the FIU platform uses encryption and decryption, ReBIT schema contract validation, and quarterly and yearly interoperability and security audits. | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. |
Plans
In their own words
Perfios Account Aggregator
Perfios Account Aggregator has no write-up on Specifiction yet; its figures are above.
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.