PicPay vs Vipps
PicPay
picpay.comVipps
vipps.noSide by side
| Figure | PicPay | Vipps |
|---|---|---|
| Price from | Free | 300 NOK/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 2 | 6 |
| Spec score · Peer-to-Peer Payment Apps | 8.1 (#11) | 7.4 (#22) |
| Founded | 2012 | 2015 |
| Headquarters | São Paulo, Brazil | Oslo, Norway |
| Security | The account page lists Seguro Mode, hidden balances and investments, device passcode access, geolocation and identity validation as security features. | Vipps advises users never to share PINs, card or account information, passwords, or other sensitive information, and says it will not ask them to update payment details through an SMS or email link. |
| Support | PicPay directs customers to its online Help Center for questions and customer support. | Vipps directs users to its help pages and offers chat support. |
| What it does | PicPay describes itself as a financial ecosystem offering accounts, payments, credit, investments, insurance and cards for individuals and businesses. | Vipps lets users send and receive money, pay in stores and online, settle shared expenses, collect money, and pay bills. |
Plans
Vipps
- Vipps payments for businesses: in-person1.75 NOK, paid once
- Donations1.99 NOK, paid once
- Payment links2.49 NOK, paid once
- Recurring payments2.99 NOK, paid once
- Login300 NOK a month
- Cash register integrationPriced on request
In their own words
PicPay
PicPay is a financial service for individuals and businesses, offering accounts, payments, credit, investments, insurance, and cards. It is available on Android, iOS, and the web, and transfers are instant, trackable, and schedulable. For consumers, account features include scheduled Pix, Pix by WhatsApp, and contactless Pix using Google Pay. Users can split Pix and boleto payments into up to 12 installments on any card, or up to 36 installments with PicPay Parcela. Its debit and credit card is managed in the app and advertised without an annual fee. PicPay says account balances earn 102% of CDI on business days and offers Cofrinhos for savings goals. PicPay Empresas provides a card reader, payment links, PicPay Tap, and boleto payment options. Its Smart device combines order management, inventory control, and payment acceptance. The listed consumer and business accounts are free. PicPay directs customers to its online Help Center for questions and support.