Pigment vs True North Budgeting

Pigment is an AI platform for real-time business planning across Finance, Supply Chain, Sales, and HR. It supports budgeting, forecasting, forecast-versus-actuals, scenario modeling, variance analysis, workforce planning, and financial consolidation. The Modeler Agent creates and evolves governed models, while the Analyst Agent scans metrics for trends and anomalies and builds reports. Frames lets users describe a visualization, executive view, or collection form that reads from and writes to a live Pigment model. The service runs on the web and through an API. Listed integrations include NetSuite, Sage Intacct, SAP, and Salesforce; generic APIs and API or ETL options support custom connections. Access controls include SAML 2.0 SSO, SCIM, Google Login, MFA, domain allowlisting, role-based access, and fine-grained data rights. Pigment states that it holds SOC 2 Type 2 and ISO 27001 certifications, encrypts data, and does not use customer data to train foundation models. The 14-day free trial costs nothing and has limited features.

True North Budgeting is a desktop budgeting application for macOS, Windows, and Linux. It runs on the user's computer, keeps the budget file locally, and says no information is stored in the cloud. The app does not request bank or financial-account credentials and says it does not send financial data to analytics services. Its data relies on the operating system's built-in security and encryption features. Budgeting tools include pay-period grouping, a 12-month forecast, 50/30/20 allocation, goals, and a monthly calendar. The calendar uses color to show cash flow and lets users edit events instantly. Two one-time lifetime licenses are listed: Personal costs $29.99, paid once for one computer and one license; Navigator costs $49.99, paid once and includes three licenses for a desktop, laptop, and one to share. Future updates are included with both licenses. No free tier is stated. The maker is based in Phoenix, Arizona, United States.