Pledger.io vs Sure
Pledger.io
pledger.ioSure
sure.amSide by side
| Figure | Pledger.io | Sure |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Personal Finance Software | 7.7 (#118) | 8.8 (#11) |
| Account sync | manual | both |
| Automation | Users can schedule bills and apply categorization rules. | Users can create rules to categorize transactions based on description, merchant, or amount, and apply rules retroactively or going forward. |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Intended users | The product introduction says Pledger.io is for anyone who wants to manage their money and describes support for multiple users with separate accounts and transactions. | Sure presents itself as a personal finance app for everyone and says it supports both personal and business accounts. |
| Mobile apps | android | both |
| Net-worth tracking | Yes | Yes |
| Product | Pledger.io is self-hosted, open-source personal finance software for tracking accounts and transactions, categorizing spending, and setting budgets. | Sure describes itself as an all-in-one personal finance platform for tracking, optimizing, growing, and managing money. |
| Report export | Yes | Yes |
| Security | The maker says Pledger.io does not hand financial data to a cloud service and that users retain control by self-hosting. | Sure says it uses strong encryption and secure authentication, and that account-link data is protected with Plaid. |
| Transactions | It records income and expenses, imports bank data, and keeps account transaction histories. | The transaction tools support custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. |
Plans
In their own words
Sure
Sure is a personal finance platform for tracking and managing personal and business money. It links accounts from more than 10,000 financial institutions through Plaid, and users can add assets and debts manually, including collectibles and personal loans. Investment balances can be combined with live market data. Transaction management includes custom categories, merchants and tags, filters, bulk edits, notes, receipts, manual entry, and CSV imports. Rules can categorize transactions by description, merchant, or amount, and apply to past or future activity. Budgeting tools cover category budgets, spending trends, cash-flow planning, and planned-versus-actual comparisons. An AI assistant answers questions about financial data through natural-language chat and analysis. Sure is open source under AGPLv3 and its self-hosted plan costs nothing, with contributions optional. It supports web, macOS, iOS, Android, API, and self-hosted use. The pricing page says a proper hosted version is not yet offered; users can self-host or consider third-party hosting.