Pleo vs Xtract
Pleo
pleo.ioXtract
xtract.appSide by side
| Figure | Pleo | Xtract |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 5 | 1 |
| Spec score · Invoice Approval Software | 8.6 (#7) | 7.9 (#19) |
| Integrations | Published integrations include Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield and BambooHR. | Xtract supports REST API and flat file integrations and lists ERPs including SAP, Oracle, Microsoft Dynamics 365, QuickBooks Online, Odoo, and others. |
| Security | Pleo states that it is PCI DSS certified, uses PSD2 strong customer authentication and issues cards through Mastercard. | The maker's privacy policy states that it uses 128-bit SSL, encrypted internal communications, backups, and data centers meeting ISO 27001 and FISMA standards. |
| Support | All three listed plans include email support; live chat support is included only in Optimise. | Customer support is available Monday to Friday from 8:00 to 20:00 by email at [email protected]. |
| Trial | The pricing page offers a free trial for Start and Build plans. | Product pages offer a “Book a free trial” option and direct visitors to contact sales; no trial duration is stated. |
Plans
Pleo
- Start£8 a month
- Build£14 a month
- Optimise£18 a month
- Scale$249 a month
- Lead$499 a month
In their own words
Pleo
Pleo combines company spending cards with tools for managing business expenses and payments. It supports expense management, reimbursements, cash management, accounts payable, and multi-currency use, with real-time expense tracking and automated expense reports. Depending on the plan, businesses can set card limits, approval workflows, and AI-powered spending guidelines. Pleo lists integrations including Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield, and BambooHR. It runs on the web, Android, and iOS, and provides an API. Pleo says it encrypts data in transit using TLS 1.2 with AES256 and SHA384 and stores and processes customer data in AWS data centers in Ireland. Its listed compliance information includes PCI-DSS, GDPR adherence, Google's Cloud Application Security Assessment, and a Cloud Security Alliance CAIQ self-assessment. Plans start at £8 a month, billed monthly; Build is £14 a month per user, billed yearly, and Optimise is £18 a month per user, billed yearly. A free trial is offered for Start and Build.
Xtract
Xtract automates purchase invoice handling, from reception and reading through approval, reporting, and posting to accounting systems. It reads PDF invoices across layouts, countries, and languages, including line items and taxes. Invoices can be routed automatically to approvers, with reminders, conditional routing, and an approval audit trail. Approved invoices can be posted through Xtract APIs or exported as a flat file for ERP import; named integrations include SAP, Oracle, Microsoft Dynamics 365, QuickBooks Online, Odoo, and NetSuite. Xtract generates custom invoice reports and can connect purchase information to dashboards such as Power BI or Tableau. Its expense app supports expense uploads, administrator approval, reimbursement, and ERP posting, and is available for iOS and Android. The service operates in the cloud and does not require administration downloads or computer installation. Xtract also offers accounting firms client account divisions and bookkeeping features. It lists Android, iOS, web, and API access.