ReconArt vs Settler
ReconArt
reconart.comSettler
settler.devSide by side
| Figure | ReconArt | Settler |
|---|---|---|
| Price from | $300/mo | $99/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 6 | 4 |
| Spec score · Account Reconciliation Software | 8.5 (#2) | 7.8 (#9) |
| Integrations | Listed prebuilt connections include Temenos, Mambu, NetSuite, Kafka, Solana and Plaid. | Listed adapters include Stripe, PayPal, Square, Shopify, QuickBooks, Xero, NetSuite, SAP, Plaid, TrueLayer, and Chargebee, with 14 more stated on the page. |
| Matching | Its configurable matching engine supports 1:1, 1:many, and many:many matching, with tolerance and threshold rules. | Its rules-as-code engine uses configurable policies and field-level tolerances to produce repeatable results for the same inputs. |
| Purpose | ReconArt automates financial reconciliation and close workflows, from transaction matching through balance sheet certification. | Settler provides deterministic financial reconciliation that turns transaction flows into reproducible runs, explainable exceptions, and replayable evidence. |
| Security | ReconArt states that it is ISO/IEC 27001 certified and describes role-based controls, audit trails, and encrypted data transfers. | The security page states that tenant data is partitioned at database, API, and runtime layers, with row-level PostgreSQL security and tenant-scoped API keys. |
| Support | Plans list ongoing support and maintenance, while the enterprise edition includes premium technical support and proactive performance monitoring. | The pricing page lists Community support for Open Source, Email for Cloud API, and named operator plus escalation for Managed Operations. |
Plans
ReconArt
- Basic (directory listing)$300 a month
- CertifyPrice not published
- ClosePrice not published
- EnterprisePriced on request
- EssentialsPrice not published
- PlusPrice not published
Settler
- Open SourceFree
- Cloud API$99 a month
- Managed Operations$399 a month
- Enterprise DedicatedPriced on request
In their own words
Settler
Settler is API-first financial reconciliation software that turns transaction flows into repeatable runs, explainable exceptions, and replayable evidence. Its rules-as-code engine applies configurable policies and field-level tolerances so the same inputs produce consistent results. Runs can generate linked-hash manifests, provenance chains, structured evidence, and audit export bundles. Exception records include deterministic context and operator decisions; AI assistance is advisory, with people retaining final authority. Listed adapters include Stripe, PayPal, Square, Shopify, QuickBooks, Xero, NetSuite, SAP, Plaid, TrueLayer, and Chargebee, with 14 more stated on the page. The API supports tenant-scoped runs, evidence retrieval, replay, and health checks. Settler can be self-hosted with Docker Compose or Kubernetes, and its self-hosted mode has no telemetry by default and uses the Apache 2.0 license. Open Source is free and limited to 10,000 monthly reconciliations; Cloud API costs $99 a month and Managed Operations costs $399 a month. Settler says it is not a compliance certification.