Recurv vs Ubility

Recurv automates payment collection for South African businesses, from customer authorisation and scheduling through retries and reconciliation. It supports once-off, fixed-term, ongoing, ad hoc, and variable-amount collections through cards and EFT debit orders, with retry logic for both. Customers can approve collections through links sent by email, SMS, WhatsApp, or QR code, or through an embedded website experience. Recurv matches collection outcomes and provides real-time insights, reports, dashboards, and mandate monitoring. Its REST API and real-time webhooks are intended to connect with accounting packages, ERPs, CRMs, membership platforms, and custom applications. API access is granted per account, with sandbox keys, reference material, and a solutions engineer listed for integration work. Recurv describes its South African EFT debit-order rails as SARB-compliant and itself as PCI DSS Level 1 compliant. Pricing is set at sign-up and provided on a demo call; the site describes a fixed monthly platform fee plus a per-debit fee but gives no amounts. Recurv is operated by Clickmoddev (Pty) Ltd in South Africa.

Ubility is cloud-based software for utility billing, provider invoice processing, and payment workflows. Its AI extracts and validates invoice data from multiple providers, but customers remain responsible for reviewing AI-assisted data and calculations. For resident billing, it supports flexible methods and can post bills directly into property management software. Its RUBS algorithm is designed to recover within 1/10 of 1% of a property's billable expense. Payment features include ACH automation, resident payments, payment tracking, and collections. Other listed tools cover submeter and utility expense management, vacant cost recovery, final bills on demand, secure document management, dashboards, reporting, and ticketing. Residents can view billing history and usage, pay online, and use a Spanish-language portal. Ubility says it connects with property-management and accounting systems, payment gateways, and submetering platforms, with API access and customization options. It is designed for operations managing between 100 and 100,000 units. The maker describes solutions for utility billing companies, property managers, and organizations building their own billing solution. Pricing is on request; fees, payment schedules, and billing terms are set out in a separate customer agreement.