Refact.ai vs Spettro
Refact.ai
refact.aiSpettro
spettro.appSide by side
| Figure | Refact.ai | Spettro |
|---|---|---|
| Price from | $10/mo | €5/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| Windows | Yes | Yes |
| macOS | Yes | Yes |
| Linux | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 3 | 6 |
| Spec score · AI Coding Assistants | 9.3 (#5) | 8.8 (#23) |
| Coding agent | Yes | Yes |
| Chat assistance | Yes | Yes |
| Codebase indexing | Yes | Yes |
| Free plan | Yes | Yes |
| Integrations | The maker lists GitHub, GitLab, Docker, PostgreSQL, MySQL, databases, CI/CD pipelines, and MCP among its integrations and tools. | The product describes MCP support, Telegram control, and ACP integration for compatible editors. |
| Product | Refact describes itself as an open-source autonomous AI coding agent for software development. | Spettro is an open-source, terminal-first multi-agent coding assistant for planning, approving, coding, and resuming repository work. |
| Security | The privacy policy says transmitted data is encrypted in transit and at rest, access is controlled, and role-based access controls and multi-factor authentication are used. | API keys are encrypted with AES-GCM locally, and the product offers operator-configured OS sandboxing on macOS, Linux, and Windows. |
| Support | The enterprise offering includes dedicated assistance from engineers, priority support, and onboarding. | The Free plan includes community support; paid tiers list email, priority email, or dedicated support depending on plan. |
| Supported IDEs | VS Code,JetBrains,Visual Studio,Neovim,Sublime Text | Zed |
| Terminal access | Yes | Yes |
Plans
Spettro
- FreeFree
- Lite€5 a month
- Plus€10 a month
- Pro€20 a month
- Max€150 a month
- FreePrice not published
In their own words
Refact.ai
Refact.ai is a free, open-source autonomous AI coding agent for software development. It provides real-time code completion, in-IDE chat and agent workflows that can plan, execute and deploy coding tasks while letting users preview and control the process. Chat supports natural-language questions, editing, debugging and code generation. Repository analysis, retrieval-augmented generation and codebase indexing provide project-aware context, and terminal access is available. The maker says it supports more than 25 programming languages. Plugins are listed for VS Code and JetBrains, with Visual Studio, Neovim and Sublime Text marked beta. Platforms include Windows, macOS, Linux, API, extension and self-hosted deployment. Local use can connect to configured providers or runtimes such as OpenAI, Anthropic, Gemini, Ollama, LM Studio and vLLM. The Free plan costs nothing for personal and hobby projects. Pro costs $10 a month for professional use. Hosted accounts and cloud features are being retired.