Ria Money Transfer vs Touch 'n Go eWallet
Ria Money Transfer
riamoneytransfer.comTouch 'n Go eWallet
touchngo.com.mySide by side
| Figure | Ria Money Transfer | Touch 'n Go eWallet |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 3 | 1 |
| Spec score · Money Transfer Apps | 8.9 (#7) | 8.3 (#28) |
| Exchange-rate model | markup | variable |
| Fees | Ria says fees and exchange rates depend on the transfer details and are shown before the sender confirms. | The PDS says most key services are free and lists fees including 1% for Malaysian credit-card reloads and 1% for overseas transactions. |
| Upfront fee display | Yes | Yes |
| Mobile platforms | both | both |
| Security | Ria describes multi-factor authentication, identity verification, EV SSL certification, encryption, and 24/7 monitoring as security measures. | The maker lists biometric logins, one-tap approval, cooldown periods and real-time transaction checks as eWallet protections. |
| Support | Ria advertises 24/7 support, and its help center says chat support is available in more than 100 languages. | The PDS lists a customer careline available daily from 7 AM to 10 PM, including holidays, and in-app chat. |
| Transfer speed | instant | instant |
| Transfer tracking | Ria provides real-time transfer tracking through its website and app using a transfer PIN. | Yes |
| What it does | Ria provides international money transfers through its website, mobile apps, agents and stores. | TNG eWallet stores electronic money for paying bills and merchants, topping up mobile prepaid, buying movie tickets and more. |
Plans
Ria Money Transfer
- First-transfer promotionFree
- Ria Money TransferFree
- Ria Money Transfer mobile appFree
In their own words
Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, in its Android or iOS app, or at a Ria location. It says it serves more than 200 countries and territories, with recipients able to collect cash, receive a bank deposit, or access funds through a digital wallet. Customers can also pay bills and top up mobile phones for people abroad. U.S. online transfers list debit card, credit card, bank, Apple Pay, and Google Pay as payment methods. Fees and exchange rates depend on the transfer details and appear before confirmation; the exchange-rate model includes a markup. The U.S. site advertises a $0 transfer fee for a first transfer with code HELLORIA, subject to terms and conditions. Transfers can be followed through real-time app updates or with a PIN or order number. Ria describes security measures including identity checks, multi-factor authentication, encryption, EV SSL certification, and 24/7 monitoring. U.S. online limits include USD $14,999.99 every 30 days for non-cash payment methods and USD $495.00 per cash-funded transfer.
Touch 'n Go eWallet
Touch 'n Go eWallet has no write-up on Specifiction yet; its figures are above.