Securo vs Wallet by BudgetBakers
Securo
usesecuro.comWallet by BudgetBakers
web.budgetbakers.comSide by side
| Figure | Securo | Wallet by BudgetBakers |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | — | Yes |
| Android | — | Yes |
| Self-hosted | Yes | — |
| Plans published | 1 | 4 |
| Spec score · Personal Finance Software | 8.6 (#27) | 8.8 (#10) |
| Account sync | both | both |
| Bank sync | Bank sync supports providers including Pluggy for Brazilian banks, Enable Banking for about 2,500 European PSD2 banks, and SimpleFIN for US and international banks. | The product page says Wallet connects to over 15,000 financial institutions for transaction syncing and balance updates. |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Multi-currency | Securo supports multiple currencies with automatic conversion; without an Open Exchange Rates key, cross-currency amounts use a 1:1 fallback rate with a visual warning. | Wallet supports multiple currencies and says it automatically calculates exchange rates. |
| Net-worth tracking | Yes | Yes |
| Privacy | The makers say bank credentials never touch their infrastructure and transaction history stays in PostgreSQL on the user's machine. | BudgetBakers says it complies with GDPR, requires explicit user authorization, and provides a right to data deletion. |
| Product | Securo is an open-source, self-hosted personal finance manager for tracking money on your own infrastructure. | Wallet is a personal finance tracking and budgeting tool, not a bank; it does not send payments, withdraw cash, or hold funds. |
Plans
Wallet by BudgetBakers
- FreeFree
- Premium LifetimePrice not published
- Premium MonthlyPrice not published
- Premium YearlyPrice not published
In their own words
Wallet by BudgetBakers
Wallet by BudgetBakers is a personal finance tracking and budgeting tool for Android, iOS, and web. It is not a bank and does not hold funds, send payments, or withdraw cash. Users can set category spending limits, receive overspending alerts, use AI-powered category assignment, and choose among multiple budget types. Wallet says it connects to over 15,000 financial institutions for transaction syncing and balance updates. It supports multiple currencies with automatic exchange-rate calculations, and imports historical records in CSV, XLS, or OFX formats. The mobile app lists real-time notifications, quick expense entry, receipt scanning, and offline mode. The web app lists analytics, bulk operations, report export, and multi-tab support. Premium includes Group Sharing for household expenses and savings goals, with control over shared accounts; its REST API provides access to transactions, accounts, budgets, and goals. BudgetBakers says bank access is read-only, and describes GDPR compliance and a right to data deletion. Wallet has a free plan, and a free trial is listed.