Spendbase vs Substly
Spendbase
spendbase.co
Substly
substly.comSide by side
| Figure | Spendbase | Substly |
|---|---|---|
| Price from | Free | $130/mo |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| Plans published | 1 | 3 |
| Spec score · SaaS Spend Management Software | 8.0 (#4) | 7.4 (#7) |
| Spec score · SaaS Management Platforms | 7.8 (#9) | 7.4 (#16) |
| Company | Spendbase’s team page says the company began in 2023 and lists its headquarters as Lewes, Delaware. | Substly AB says it was founded in Sweden in 2018 by Ola Stål and Felix Sjöstedt. |
| Founded | 2023 | 2018 |
| Headquarters | Lewes, Delaware, United States | Sweden |
| Integrations | Spendbase’s integration directory lists identity providers, business apps and accounting tools including Google Workspace, Microsoft Workspace, Slack, QuickBooks, Xero and NetSuite. | Native integrations include Google Workspace and Microsoft Entra ID, and the product offers a browser extension for Chrome, Edge, Safari, and Firefox. |
| Limits | Cardholders can have per-transaction, daily, weekly and monthly spending limits; available currencies and card currencies depend on the company’s registration location. | The pricing page lists six access roles and unlimited Substly admins for each of its three plan levels. |
| Security | Spendbase’s Trust Center lists SOC 2 Type II, ISO 27001 and PCI DSS certifications as active or valid on its certification page. | The pricing page says customer data is encrypted and securely stored in the EU for GDPR compliance; custom plans can choose EU or US hosting. |
| Support | The site says users can contact support through free in-app chat at any time. | The homepage says Substly answers questions within 24 hours, and the pricing page offers help through chat or a call. |
Plans
In their own words
Spendbase
Spendbase gives businesses multi-currency accounts, payment cards and tools for managing team spending. Businesses can hold and move money in 12 currencies and send or receive payments through SWIFT, SEPA and Faster Payments. Virtual and physical cards can be assigned, frozen or deactivated, with controls for per-card and cardholder spending limits. Teams can submit spend requests for approval, capture receipts in the mobile app and sync transaction coding to ERP or accounting software. Spendbase lists Android, iOS and web access; its mobile apps support card management, spending tracking and 3DS transaction confirmation, while more detailed settings are on the web platform. A Free business account is free, with no monthly or per-user fee and free card issuance for eligible business customers. Pricing is also listed as available on request. Fees include 1% for currency conversion and £20 for SWIFT transfers; SEPA and SEPA Instant payments have no fee. Currency availability depends on the company’s registration location.