Square Online vs SwipeSimple
Square Online
squareup.com
SwipeSimple
swipesimple.comSide by side
| Figure | Square Online | SwipeSimple |
|---|---|---|
| Price from | $49/mo | $19.95/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 4 | 11 |
| Spec score · Virtual Terminal Software | 7.8 (#9) | 8.5 (#4) |
| Spec score · Mobile Payment Processing Software | 7.8 (#12) | 8.5 (#4) |
| Security | Square says it maintains PCI certification and provides end-to-end encryption for card-present payments. | SwipeSimple states that its systems are designed for PCI DSS compliance and enforce HTTPS, HSTS, and 256-bit encryption. |
| Support | Square support is available by phone, email, live chat, and social media, and the Online support center includes setup and troubleshooting resources. | SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions. |
| Who it serves | Square describes its platform as designed for solo entrepreneurs through large international chains, and its business categories include food and beverage, retail, beauty, and services. | SwipeSimple describes its customers as small businesses accepting payments on the go, in retail or food-and-beverage settings, or from a computer for B2B and back-office billing. |
Plans
Square Online
- Square FreeFree
- Square Plus$49 a month
- Square Premium$149 a month
- Square ProPriced on request
SwipeSimple
- SwipeSimple Connect ZeroFree
- SwipeSimple Connect — card-present processing$2.61, paid once
- SwipeSimple Connect card-present processing$2.61, paid once
- SwipeSimple Connect — card-not-present processing$3.51, paid once
- SwipeSimple Connect card-not-present processing$3.51, paid once
- QuickBooks Online Sync$19.95 a month
- SwipeSimple Appointments$29.95 a month
- Bluetooth card reader$49, paid once
- Text Loyalty & Reviews Starter$59.99 a month
- Text Loyalty & Reviews Standard$95.95 a month
In their own words
Square Online
Square Online has no write-up on Specifiction yet; its figures are above.
SwipeSimple
SwipeSimple provides payment acceptance tools for small businesses across Android, iOS, and web, with mobile, terminal, and computer-based processing. Its mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards; it can also accept payments offline when cell reception is poor. Businesses can manage customers, review purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be emailed or texted, shared as links, saved as drafts, and configured with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews, while SwipeSimple says it has no public API or third-party integrations. Connect Zero is $0.00 per free for eligible businesses, with card-paying customers covering a 3.5% card fee. Card-present processing is $2.61; card-not-present processing is $3.51. SwipeSimple is commonly sold with a merchant account and processing agreement through a provider, which handles account support and billing questions.