SwipeSimple vs Zeller
SwipeSimple
swipesimple.com
Zeller
myzeller.comSide by side
| Figure | SwipeSimple | Zeller |
|---|---|---|
| Price from | $19.95/mo | £1.30/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 11 | 11 |
| Spec score · Mobile Payment Processing Software | 8.5 (#4) | 8.6 (#3) |
| Company legal name | The company changed its legal and operating name from CardFlight, Inc. to SwipeSimple, Inc. on October 6, 2026. | The Australian registry identifies the maker as Zeller Australia Pty Ltd, ABN 14 649 001 383. |
| Rating on Apple App Store | 4.8 out of 5 from 5.6K ratings. | 4.8 out of 5 from 1.1K ratings |
| Rating on G2 | 3.8 out of 5 from 3 reviews. | 4.4 out of 5 from 10 reviews |
| Rating on GetApp | 4.7 out of 5 from 7 reviews. | 4.7 out of 5 from 12 reviews |
| Rating on Trustpilot | 2.1 out of 5 from 17 reviews. | 4.1 out of 5 from 345 reviews |
| Security | SwipeSimple states that its systems are designed for PCI DSS compliance and enforce HTTPS, HSTS, and 256-bit encryption. | Zeller states that payments use encryption, PCI DSS controls, security assessments, staff training and recurring compliance audits. |
| Support | SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions. | Zeller advertises 24/7 support by phone, email and SMS with articles covering payments, accounts, terminals, integrations, reports, disputes and POS. |
| Virtual terminal | A browser-based virtual terminal handles keyed and card-not-present transactions from a computer. | The virtual terminal lets businesses key in card payments from a browser, with free payment links. |
| What it does | SwipeSimple is a payments and small-business management platform for accepting cards and running payment operations. | Zeller combines card acceptance, invoicing, business accounts, debit/expense cards and financial reporting for businesses. |
Plans
SwipeSimple
- SwipeSimple Connect ZeroFree
- SwipeSimple Connect — card-present processing$2.61, paid once
- SwipeSimple Connect card-present processing$2.61, paid once
- SwipeSimple Connect — card-not-present processing$3.51, paid once
- SwipeSimple Connect card-not-present processing$3.51, paid once
- QuickBooks Online Sync$19.95 a month
- SwipeSimple Appointments$29.95 a month
- Bluetooth card reader$49, paid once
- Text Loyalty & Reviews Starter$59.99 a month
- Text Loyalty & Reviews Standard$95.95 a month
Zeller
- Zeller Business AccountFree
- Zeller Business Account, app, and dashboardFree
- Zeller Debit CardFree
- Zeller POSFree
- In-person payments£1.30 a month
- MOTO payments£1.50 a month
- Online invoice payments£1.50 a month
- Virtual terminal£1.50 a month
- Expense cards£5 a month
- Zeller Expense Cards£5 a month
In their own words
SwipeSimple
SwipeSimple provides payment acceptance tools for small businesses across Android, iOS, and web, with mobile, terminal, and computer-based processing. Its mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards; it can also accept payments offline when cell reception is poor. Businesses can manage customers, review purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be emailed or texted, shared as links, saved as drafts, and configured with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews, while SwipeSimple says it has no public API or third-party integrations. Connect Zero is $0.00 per free for eligible businesses, with card-paying customers covering a 3.5% card fee. Card-present processing is $2.61; card-not-present processing is $3.51. SwipeSimple is commonly sold with a merchant account and processing agreement through a provider, which handles account support and billing questions.
Zeller
Zeller combines business payments, accounts, cards, invoicing, and financial reporting in a platform for businesses. Its POS includes item and inventory management, receipt and kitchen docket printing, discounts, refunds, and real-time sales reporting. Businesses can create and send unlimited online invoices without a monthly subscription fee, or use a browser-based virtual terminal to key in card payments and create free payment links. Listed in-person rates are 1.3% for Visa and Mastercard and 1.99% for other cards. The POS software and Business Account, app, and dashboard are each listed at free; POS use requires a Zeller Terminal and transaction fees apply. Zeller also lists Expense Cards at £5 a month (first card free) and a terminal at £99, paid once, excluding VAT. Kitchen display, tabs, table mapping, inventory tracking, and complex order routing are marked as coming soon. The service is available on Android, iOS, and web, with 24/7 phone, email, and SMS support.