Bokeping

Bokeping is online bookkeeping software for small businesses, pairing core accounting with inventory and sales tax tools. It suits owners who want to manage books themselves and teams that sell products; the trade-off is that payroll and tax filing are outside its scope.

Overview

Bokeping brings invoices, bills, bank transactions and financial reports together. Alongside a general ledger and financial statements, it tracks cash position, inflows and outflows, inventory and cost of goods sold. That broader accounting mix is useful for product sellers who need more than billing and cash monitoring, while businesses seeking an all-in-one service that handles payroll or tax returns should look elsewhere.

Invoices can accept card or bank payments and send automatic payment reminders. Stripe is listed for online invoice payments; invoice processing is also available through Forte, and either provider may charge fees. Plaid connects Bokeping to thousands of US banks and card accounts through read-only feeds. CSV imports suit spreadsheet data, while QBO imports can bring in QuickBooks history.

Bokeping says it encrypts financial data in transit and at rest, does not sell it or use it for advertising, and lets customers export or delete their data. Bank credentials are entered with Plaid rather than held on Bokeping’s servers, and read-only connections can be disconnected at any time. These are useful safeguards and portability options for owners handling financial data.

Key features

Accounting and cash tracking: A general ledger, financial statements, cash-position view and inflow/outflow tracking give owners both accounting records and a way to follow cash movement.

Sales and purchasing: Invoices, bills, expenses, payment reminders and sales tax tracking cover routine bookkeeping. Inventory, purchase orders and cost-of-goods-sold tracking make the feature set more relevant to businesses selling physical goods.

Bank feeds and imports: Automatic feeds are available on Standard and Pro; Free relies on CSV bank imports. QBO imports support migration of QuickBooks history.

Accountant access: Every plan includes two external accountant logins that do not use a company user seat, allowing an owner to share access without sacrificing a paid seat.

Support and availability: All plans include email and chat support, which Bokeping says is answered by people within one business day; Pro gets priority in the queue. Stated availability targets are 99.9% for the web app and API and 99.5% for bank-feed sync and webhooks.

Pricing

Bokeping has a free tier and two paid plans, with a free trial also offered. The entry point is shown as $23/mo (annual), while the plan prices are $29 a month or $290/year for Standard and $59 a month or $590/year for Pro. The annual prices work out to lower monthly equivalents, but require paying for a year rather than a month at a time.

Free — 0.00 USD, free forever: One user gets 20 sales records and 20 purchase records per month, CSV bank imports, financial statements and accountant access. It fits an owner doing their own books or a new business with modest monthly activity. The record caps and lack of automatic bank feeds make it a limited ongoing option as transaction volume grows.

Standard — $29 a month, or $290/year: Up to three users, automatic bank feeds, unlimited invoices, bills and expenses, sales tax tracking, inventory and purchase orders suit most small businesses. It removes Free’s transaction caps and manual bank-import requirement, but teams needing more than three seats or advanced inventory features will need Pro.

Pro — $59 a month, or $590/year: Up to 10 users, roles and permissions, multiple stores and warehouses within one company, advanced inventory and priority support target growing teams. More than 10 users requires contacting the company, so Pro is not a straightforward fit for larger organizations.

All plans include two accountant logins, email and chat support. Bokeping does not run payroll or file taxes, so even the higher tier will not replace separate tools or services for those tasks.

Platforms

Bokeping runs on the web and offers an API. The API may suit businesses that need programmatic access, while the listed platform range does not include a dedicated mobile app.

Who it's for

Free is a sensible starting point for a solo owner whose bookkeeping remains within the monthly record limits. Standard is the stronger match for a small business that wants automatic bank feeds, sales tax tracking and inventory without per-record caps. Pro is aimed at growing teams that need additional seats, permissions or multiple stores and warehouses. Businesses that depend on built-in payroll, tax filing or more than 10 users should choose another arrangement.

Pros and cons

Pro: Bookkeeping, sales tax tracking, inventory and cost-of-goods-sold tools sit together, reducing the need to split these tasks across separate services.

Pro: Two accountant logins on every plan preserve company seats for staff.

Pro: Read-only Plaid feeds, stated encryption and customer export and deletion controls address important financial-data handling concerns.

Con: Free caps sales and purchase records at 20 each per month and uses CSV bank imports, which can constrain an active business.

Con: Standard stops at three users and Pro at 10 before a company must contact Bokeping; larger teams cannot simply add seats within the stated tiers.

Con: Payroll and tax filing are not included, leaving those responsibilities to other services or providers.

Alternatives

For a broader set of cash-flow tools, compare the Cash Flow Management Software directory. Caflou is another freemium option with a free plan and Android, iOS, API and web platforms. Choose Trezy instead if cash-flow tracking is the priority: its free plan includes one bank account, transaction history, AI categorization and email support, with a Starter plan at $12.50 a month (billed $150/ye). onbalance is a free Android and iOS option if mobile access matters more than Bokeping’s web bookkeeping and inventory mix. BankSummary offers a free web plan for up to two accounts and requires no credit card. Cash Pocket is a free Android, iOS and web option. Bankflow offers API and web access, with a free one-time allotment of 50 credits, roughly one per page, or a Starter plan at $14.99 a month for 300 credits a month. Agicap is a paid alternative with a free trial and a minimum 12-month subscription. Float is another paid web option with Essentials at $130 a month, including unlimited users, eight scenarios, 13-week cash flow and 12-month forecasts.

Verdict

Choose Bokeping if a small business wants bookkeeping, sales tax and inventory together, particularly when automatic bank feeds or accountant access matter. Its free tier gives a solo owner a no-cost start, and paid plans add uncapped routine records and room for a team. Look elsewhere if payroll, tax filing or a larger-than-10-person team is central to the decision.