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Express Accounts

nchsoftware.com

From $49.14/mo Free plan WebWindowsmacOS
Visit nchsoftware.com
Spec score 9.1 #5 of 29 in Salon Accounting Software

What it is

Express Accounts is accounting software for tracking business cash flow across sales, receipts, payments and purchases. It creates quotes, sales orders and invoices, including recurring orders and invoices, and handles accounts payable with purchase orders and checks. More than 20 financial reports are available, including income statements, balance sheets and cash flow statements; sales tax tools are included. One installation can manage multiple businesses and currencies. The software imports transactions and business records from CSV files and can reconcile OFX bank statements. It integrates with Inventoria for inventory data, though both programs must be installed on the same machine for synchronization; Express Invoice can also connect when recording customer payments. Downloadable desktop use supports offline accounting. Express Accounts runs on Windows, macOS and the web, with a free non-commercial plan and a separate free version for businesses with fewer than five employees. The desktop version does not require a password; Web Access does.

Spec sheet

What it does
Desktop accounting software for small businesses that records sales, receipts, payments, purchases and cash flow.Read 15 Oct 2026 · nchsoftware.com
Purpose
Express Accounts tracks business cash flow, including sales, receipts, payments and purchases.Read 8 Oct 2026 · nchsoftware.com
Intended users
NCH describes Express Accounts as suitable for small businesses and highlights freelancers, self-employed professionals, businesses with contractors and businesses with employees.Read 8 Oct 2026 · nchsoftware.com
Platforms
The download page offers Windows and Mac OS X versions and lists Windows 7 to 11 and macOS 10.5 or above as system requirements.Read 8 Oct 2026 · nchsoftware.com
Security
The desktop version does not require a password, while Web Access requires a username and password.Read 8 Oct 2026 · nchsoftware.com
Support
NCH publishes tutorials, how-to articles, a forum, bug reporting, feature suggestions and technical-contact links.Read 15 Oct 2026 · help.nchsoftware.com
License
The EULA reserves copyright to NCH and other listed owners, making the software proprietary rather than open source.Read 15 Oct 2026 · nchsoftware.com
Accounts payable
Tracks bills and outgoing purchases, creates purchase orders and prints checks.Read 15 Oct 2026 · nchsoftware.com
Backup
The product page lists automatic integrated backup as an additional accounting feature.Read 8 Oct 2026 · nchsoftware.com
Bank reconciliation
Reconciles account transactions against bank statements.Read 15 Oct 2026 · help.nchsoftware.com
Changelog
Version 14.04 for macOS was uploaded August 14, 2026; version 14.02 for Windows was uploaded July 28, 2026.Read 15 Oct 2026 · nchsoftware.com
Company facts
LinkedIn lists NCH Software as privately held, founded in 1993, headquartered in Greenwood Village, Colorado, with 51–200 employees.Read 15 Oct 2026 · linkedin.com
Data import
It can import bank transactions, customers, invoices, quotes, sales orders, suppliers and items from CSV files, and can use OFX bank statements for reconciliation.Read 8 Oct 2026 · nchsoftware.com
Documentation
The online manual covers chart of accounts, taxes, invoicing, purchasing, payroll, reports, CSV import, backups, multiple currencies, mail merge and Inventoria integration.Read 15 Oct 2026 · help.nchsoftware.com
Founder and ownership
Crunchbase identifies Peter Lupton as founder and CEO and describes NCH Software as a private, active for-profit company founded in 1993.Read 15 Oct 2026 · crunchbase.com
Imports
CSV import supports bank transactions, customers, invoices, quotes, sales orders, suppliers and items; the FAQ also lists OFX and Microsoft Money import.Read 15 Oct 2026 · nchsoftware.com
Integration
Integrates with NCH Inventoria to keep inventory quantities and business data synchronized.Read 15 Oct 2026 · nchsoftware.com
Inventory integration
Express Accounts integrates with Inventoria to maintain inventory data across business operations.Read 8 Oct 2026 · nchsoftware.com
Invoicing
Creates quotes, sales orders, invoices, recurring invoices and customer statements.Read 15 Oct 2026 · nchsoftware.com
Limit: ledger reliability
A Capterra reviewer says a random general-ledger account sequence problem persisted for more than a year and made entries difficult to investigate.Read 15 Oct 2026 · capterra.com
Limit: missing capabilities
The G2 reviewer wanted French-law compliance, while Capterra reviewers requested more financial-analysis modules and autofill suggestions.Read 15 Oct 2026 · g2.com
Limit: reconciliation
A reviewer reports that correcting a posting after reconciliation caused it to reappear in the next month’s reconciliation.Read 15 Oct 2026 · capterra.com
Limit: support
Several Capterra reviewers report delayed or absent responses, including a backup submitted months earlier with no substantive follow-up.Read 15 Oct 2026 · capterra.com
Multiple businesses
One installation can run multiple businesses, including businesses using different currencies.Read 15 Oct 2026 · nchsoftware.com
Notable news
NCH’s release archive records the Inventoria integration with Express Accounts, Express Invoice and Copper on July 30, 2013.Read 15 Oct 2026 · nch.com.au
Offline use
The downloadable program can be installed and used offline.Read 15 Oct 2026 · nchsoftware.com
Other integrations
Express Invoice can integrate with Express Accounts when recording customer payments, and Inventoria synchronization requires both programs to be installed on the same machine.Read 8 Oct 2026 · nchsoftware.com
Praise: accounting functions
Reviewers praise quotes, invoices, orders, journal entries, bank reconciliation, balance sheets and statutory reports.Read 15 Oct 2026 · capterra.com
Praise: ease and value
Capterra reviewers repeatedly praise the low cost, free tier for very small businesses, easy setup, responsive interface and professional reports.Read 15 Oct 2026 · capterra.com
Rating on Apple App Store
No rating overview because the app has not received enough ratings or reviewsRead 15 Oct 2026 · apps.apple.com
Rating on Capterra
3.9 out of 5 from 7 reviewsRead 15 Oct 2026 · capterra.com
Rating on G2
4.0 out of 5 from 1 reviewRead 15 Oct 2026 · g2.com
Rating on GetApp
3.9 out of 5 from 7 reviewsRead 15 Oct 2026 · getapp.com
Rating on Software Advice
3.9 out of 5 from 7 reviewsRead 15 Oct 2026 · softwareadvice.com
Rating on Trustpilot
4.3 out of 5 from 1,597 reviews for NCH Software overallRead 15 Oct 2026 · trustpilot.com
Reporting
It generates more than 20 financial reports, including income statements, balance sheets and cash flow statements.Read 8 Oct 2026 · nchsoftware.com
Reports
Produces more than 20 reports, including profit and loss, balance sheet, cash flow, tax, accounts payable, accounts receivable and inventory reports.Read 15 Oct 2026 · nchsoftware.com
Security and privacy
NCH says its website uses SSL, does not sell personal data, stores purchase logs without card numbers, and may collect anonymous usage statistics.Read 15 Oct 2026 · nch.com.au
System requirements
Current requirements list Windows 7–11 and macOS 10.5 or later.Read 15 Oct 2026 · nchsoftware.com
User roles
The help documentation describes Administrator, User and Viewer privileges with business assignments.Read 15 Oct 2026 · help.nchsoftware.com
Web access
Web Access lets multiple users connect through a LAN or Internet Cloud Access using browser URLs, accounts and passwords.Read 15 Oct 2026 · nchsoftware.com

Plans and prices

Free (non-commercial use) Free non-commercial use only Read 8 Oct 2026 · nchsoftware.com
Free version Free non-commercial use · businesses with fewer than 5 employees · some larger-organization features excluded Read 15 Oct 2026 · nchsoftware.com
Free version for small businesses Free fewer than five employees · does not expire · some features for larger organizations are not supported Read 8 Oct 2026 · nchsoftware.com
Express Accounts Plus Quarterly Plan $49.14 a month $49.14 every quarter ($16.38/mo) unlimited ongoing use of professional features · all upgrades included Read 15 Oct 2026 · secure.nch.com.au
Express Accounts Basic $159, paid once discount price; normal price $249.00 + VAT standard edition · single installation license Read 15 Oct 2026 · secure.nch.com.au
Express Accounts Plus $249, paid once discount price; normal price $295.00 + VAT fully featured · single installation license Read 15 Oct 2026 · secure.nch.com.au

Every Express Accounts plan and price →

Strong points and limits

Strong points

  • Creates quotes, sales orders and recurring invoices
  • Includes more than 20 financial reports
  • Manages multiple businesses and currencies
  • Can be used offline and imports CSV data

Limits

  • Small-business free version is limited to fewer than five employees
  • Desktop version does not require a password
  • Inventoria synchronization requires both programs on one machine

Who it suits

It suits small businesses, freelancers and self-employed professionals, as well as businesses with contractors or employees. Its multi-business and currency support may also suit operators managing several businesses in one installation.

Verdict

Express Accounts combines invoicing, payable management, reporting and multi-business support, with offline desktop use and a web option. Check the employee limit on the small-business free version and the desktop password setup before choosing it.

Where Specifiction places it

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