Factor4

Spec sheet

Product

Factor4 provides gift card and loyalty programs using a real-time stored value platform.Read 4 Oct 2026 · factor4giftcard.com

Integrations

The integration directory lists 197 connections across POS systems, terminals, gateways, processors, shopping carts, and other technologies, including Clover, Toast, Shopify, and Micros Simphony.Read 4 Oct 2026 · factor4giftcard.com

Support

Support is available seven days a week; published hours are Monday–Thursday 6:30am–8:00pm EST, Friday 6:30am–7:00pm EST, Saturday 8:30am–2:30pm EST, and Sunday 10:00am–3:00pm EST.Read 4 Oct 2026 · factor4giftcard.com

Headquarters

Broomall, Pennsylvania, United StatesRead 23 Sep 2026 · factor4giftcard.com

Company

The site identifies the company as Factor4, LLC and lists its address as 620 Parkway Drive, Suite 4, Broomall, Pennsylvania 19008.Read 4 Oct 2026 · factor4giftcard.com

Bulk issuance

Businesses can issue cards in bulk by CSV with per-card values and activation dates, or deliver digital cards to a recipient list.Read 4 Oct 2026 · factor4giftcard.com

Compliance records

The site says Factor4 provides card-level balances, activity dates, and dormancy reporting for merchants’ records and advisors.Read 4 Oct 2026 · factor4giftcard.com

Developer API

RewardOS is Factor4’s API, with Setup, Campaign, Transaction, and Reporting endpoint groups.Read 4 Oct 2026 · factor4giftcard.com

Gift cards

Physical gift cards and digital e-gift codes share one balance across channels, with partial redemption and reloads.Read 4 Oct 2026 · factor4giftcard.com

Intended customers

Factor4 describes its programs for businesses including restaurants, retailers, salons, spas, golf courses, wineries, hotels, franchises, and convenience stores.Read 4 Oct 2026 · factor4giftcard.com

Loyalty

Its loyalty programs support points, visits and spend tiers on the same account as gift card balances.Read 4 Oct 2026 · factor4giftcard.com

Mobile app

A merchant-branded app supports balance checks, transaction history, reloads, loyalty progress, and Apple Wallet or Google Wallet passes.Read 4 Oct 2026 · factor4giftcard.com

Pricing

Pricing depends on location count, channel mix, and integration; the site directs businesses to request a quote and describes a low monthly fee with unlimited transactions.Read 4 Oct 2026 · factor4giftcard.com

Promotions

The campaign tools support bonus value, discounts, BOGO offers, seasonal campaigns, and behavioral triggers.Read 4 Oct 2026 · factor4giftcard.com

Storefront

Factor4 offers a hosted branded storefront for gift card purchases, with e-gift delivery by email or SMS on a scheduled date.Read 4 Oct 2026 · factor4giftcard.com

Virtual terminal

The browser-based Virtual Terminal can issue and redeem cards from a computer without POS hardware.Read 4 Oct 2026 · factor4giftcard.com

Plans and prices

Every Factor4 plan and price →

Where Specifiction places it

• Restaurant Gift Card Software#14 of 407.7