Tech riderRev. 29 Sept 2026
- 1Runs onAPI, Web
- 2CostsNot stated by the maker
1 lines stated Written from the maker's own pages: highnote.com
Overview
Highnote is ranked #15 of 31 in banking-as-a-service platforms on Specifiction. It runs on API, Web. There is no free plan.
Highnote plans and pricing
All plansIssuing Standard Not published Transparent pricing breakdowns · volume discounts · interchange split · dedicated program manager highnote.com · 29 Sept 2026
Acquiring Enterprise Not published Flexible pricing models · volume discounts · dedicated payments specialist highnote.com · 29 Sept 2026
Acquiring Standard Not published Pay-As-You-Go Access all features · no hidden fees · easy setup highnote.com · 29 Sept 2026
Compared on banking-as-a-service platforms
- Free plan
- Nohighnote.com
Facts
- What it does
- Highnote brings card issuing, payment acquiring, credit, ledgering, and money movement together on one platform for businesses building financial products.highnote.com · 29 Sept 2026
- Card programs
- Its issuing features include physical, virtual, and tokenized cards, spend rules, and velocity controls.highnote.com · 29 Sept 2026
- Acquiring
- The platform supports accepting major debit and credit cards, direct online payments, and recurring payments.highnote.com · 29 Sept 2026
- Developer tools
- Highnote lists a GraphQL API, API reference and explorer, real-time notifications and webhooks, and PCI-compliant SDKs.highnote.com · 29 Sept 2026
- Ledger and reporting
- The platform includes a ledger with real-time balances and reporting for reconciliation.highnote.com · 29 Sept 2026
- Integrations
- Highnote documentation describes external bank account verification and linking through Plaid and Finicity.highnote.com · 29 Sept 2026
- Security
- The pricing page lists data security via the Highnote Vault and PCI-compliant SDKs.highnote.com · 29 Sept 2026
- Support
- The platform includes customer and product support, and its support center directs capability and pricing questions to sales.highnote.com · 29 Sept 2026
- Notable limitation
- The dashboard documentation says some capabilities are limited in the live environment due to compliance and regulations, and lists some actions that require Highnote support or cardholder initiation.support.highnote.com · 29 Sept 2026
- Intended customers
- Highnote describes its platform as serving businesses from startups to established enterprises that want to build and scale financial products.highnote.com · 29 Sept 2026
Company
- Founded
- 2020highnote.com · 28 Sept 2026
- Headquarters
- San Francisco, California, United Stateshighnote.com · 28 Sept 2026
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Where it ranks on Specifiction
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Sources
- highnote.com/about· checked 29 Sept 2026
- highnote.com/pricing· checked 29 Sept 2026
- highnote.com/docs/issuing/transfers/external-account· checked 29 Sept 2026
- support.highnote.com/hc/en-us/articles/22863905407117-Using-· checked 29 Sept 2026
- highnote.com· checked 28 Sept 2026