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SPECIFICTION
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Mirakl Payout

mirakl.com

WebAPI
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Spec score 7.7 #12 of 29 in Payment Reconciliation Software

What it is

Mirakl Payout automates marketplace seller payments from reconciliation through disbursement. It reconciles orders, refunds, commissions, and seller balances, while operators monitor balances and trigger payouts through configurable rules. The product works alongside existing pay-in providers and can centralize payouts across multiple providers. Seller onboarding is embedded in Mirakl, with pre-populated information and automatic KYC status updates in the back office. Mirakl says the service supports U.S. money-transmission requirements and is built to support EU PSD2 payout requirements. Segregated escrow accounts hold third-party funds before distribution. Sellers can receive payouts in their preferred currency without additional fees, according to the product FAQ. In Europe, Mangopay technology supplies e-wallet and know-your-business capabilities. Listed security credentials include SOC 1/2 Type 2 and ISO/IEC 27001, 27018, and 22031 certifications, plus encryption in transit and at rest. The API-first platform offers REST APIs, connectors, and SDK support. Pricing is on request.

Spec sheet

Purpose
Mirakl Payout automates marketplace seller payments from funds reconciliation through seller disbursement.Read 9 Oct 2026 · mirakl.com
Security
Mirakl's technology page lists SOC 1/2 Type 2 and ISO/IEC 27001, 27018, and 22031 certifications, plus encryption in transit and at rest.Read 9 Oct 2026 · mirakl.com
Support
The product page invites prospective customers to talk to a payout expert or get started with Mirakl.Read 9 Oct 2026 · mirakl.com
Headquarters
Boston and ParisRead 28 Sep 2026 · mirakl.com
Founded
2012Read 28 Sep 2026 · mirakl.com
API and integration
Mirakl describes its platform as API-first, with REST APIs, connectors, and SDK support for interoperability.Read 9 Oct 2026 · mirakl.com
Currencies
Sellers can receive payouts in their preferred currency without additional fees, according to the product FAQ.Read 9 Oct 2026 · mirakl.com
Escrow
Mirakl says it uses segregated escrow accounts aligned with MTL and PSD2 requirements to hold third-party funds before seller distribution.Read 9 Oct 2026 · mirakl.com
European technology partner
Mirakl says Mangopay's e-wallet technology and know-your-business capabilities power Mirakl Payout in Europe.Read 9 Oct 2026 · mirakl.com
Fund handling
Mirakl says Payout uses segregated escrow accounts aligned with MTL and PSD2 requirements to hold third-party funds before distribution to sellers.Read 9 Oct 2026 · mirakl.com
Integration partner
For Europe, Mirakl selected Mangopay technology for Mirakl Payout, including its e-wallet and KYB capabilities.Read 9 Oct 2026 · mirakl.com
Intended customers
Mirakl Payout is built for marketplace operators seeking to manage global seller payouts and marketplace fund flows.Read 9 Oct 2026 · mirakl.com
International payouts
Mirakl says sellers can receive payouts in their preferred currency without additional fees.Read 9 Oct 2026 · mirakl.com
Onboarding
Seller onboarding is embedded in the Mirakl platform, with pre-populated information and automatic KYC status updates in the back-office.Read 9 Oct 2026 · mirakl.com
Other payment flows
Mirakl describes the solution as handling seller onboarding, KYC, payouts, refunds, transaction matching, and multiple pay-in sources.Read 9 Oct 2026 · mirakl.com
Payment providers
It works alongside existing pay-in providers and can centralize payouts across multiple providers.Read 9 Oct 2026 · mirakl.com
Payment stack
It works alongside existing pay-in providers and can centralize payouts across multiple providers.Read 9 Oct 2026 · mirakl.com
Payout controls
Operators can track seller balances and trigger payouts using configurable rules.Read 9 Oct 2026 · mirakl.com
Pricing
The product page provides no price and directs visitors to contact Mirakl about launching Payout.Read 9 Oct 2026 · mirakl.com
Pricing and access
The product page directs prospective customers to contact Mirakl to discuss launching the product and does not list a price.Read 9 Oct 2026 · mirakl.com
Reconciliation
It reconciles orders, refunds, commissions, and seller balances.Read 9 Oct 2026 · mirakl.com
Regulatory support
The product page says it supports U.S. money transmission requirements and is built to support EU PSD2 payout requirements.Read 9 Oct 2026 · mirakl.com
Seller onboarding
Seller onboarding and KYC are embedded in the Mirakl platform, with pre-populated information and automatic KYC status updates in the back office.Read 9 Oct 2026 · mirakl.com

Plans and prices

Mirakl Payout Priced on request Pricing by contact; no public price listed Read 9 Oct 2026 · mirakl.com

Every Mirakl Payout plan and price →

Strong points and limits

Strong points

  • Reconciles orders, refunds, commissions, and balances
  • Configurable payout rules
  • Works with existing pay-in providers
  • Preferred-currency payouts without additional fees listed
  • REST APIs, connectors, and SDK support

Limits

  • Pricing is available only by contact
  • Regulatory support is described for U.S. and EU requirements
  • European capabilities use Mangopay technology

Who it suits

It is built for marketplace operators managing global seller payouts, reconciliation, onboarding, and marketplace fund flows. API-oriented teams can integrate it with existing payment providers.

Verdict

Mirakl Payout combines reconciliation, seller onboarding, compliance-oriented fund handling, and multi-provider payouts. Marketplace operators should contact Mirakl to discuss launch requirements and pricing.

Where Specifiction places it

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