Skip to content
SPECIFICTION
Get listed

MoneyWorks

cognito.co.nz

From $18.15/mo Free trial WindowsmacOSiOSAndroidAPISelf-hosted
Visit cognito.co.nz
Spec score 8.3 #18 of 29 in Salon Accounting Software

What it is

MoneyWorks is business information and accounting software that combines desktop applications with a cloud service. Its accounting functions include cashbook, general ledger, receivables and payables, budgets, and fixed assets. For day-to-day operations, it supports quotes, order tracking, job costing, billing, inventory, multiple currencies, and bills of material. Reports cover financial activity, sales, purchasing, inventory, receivables, and payables, with dashboard and executive-summary views; tax tools track GST/VAT/HST and sales tax. Hosting options include a local computer, a company network, a cloud server, or MoneyWorks Now. The maker describes configurations ranging from single-user desktop use to a server for up to 100 users. Integrations include BigCommerce, WooCommerce, Shopify, Stripe, and PEPPOL e-invoicing; automation options include a REST API, AppleScript, and Visual Basic. A free plan and 45-day trial are listed. The trial ends after 45 days or 99 opens, whichever comes first, and its data can continue in a purchased version. Listed monthly prices include Express at $18.15 a month, Gold at $28.27 a month, and Datacentre configurations at $39.93 a month and $50.05 a month.

Spec sheet

Product
MoneyWorks is business information and accounting software with a desktop application and cloud service.Read 4 Oct 2026 · cognito.co.nz
Audience
The maker describes Cashbook as suited to cash-based organisations such as clubs and societies, Express to smaller businesses needing invoicing, and Datacentre as enterprise-level.Read 4 Oct 2026 · cognito.co.nz
Trial
The trial runs for 45 days or 99 opens, whichever comes first, and trial data can continue in the purchased version.Read 4 Oct 2026 · cognito.co.nz
Integrations
The maker lists BigCommerce, WooCommerce, Shopify, Stripe, PEPPOL e-invoicing, and an integrated MCP server for local desktop AI such as Claude Desktop.Read 4 Oct 2026 · cognito.co.nz
Security
Gold and Datacentre support role-based login profiles, per-user privileges, restricted account access, read-only access, and audit trails; Datacentre supports SSL network connections.Read 4 Oct 2026 · cognito.co.nz
Privacy
The privacy policy says subscription credit card information is stored by payment provider DPS using industry-standard encryption and is not stored by Cognito.Read 4 Oct 2026 · cognito.co.nz
Support
Support is not included in perpetual licences or subscriptions and is charged separately if required.Read 4 Oct 2026 · cognito.co.nz
Headquarters
Auckland, New ZealandRead 28 Sep 2026 · cognito.co.nz
Founded
1986Read 28 Sep 2026 · cognito.co.nz
Accounting
Its integrated accounting functions include cashbook, general ledger, accounts receivable and payable, budgeting, and fixed assets.Read 4 Oct 2026 · cognito.co.nz
API and automation
MoneyWorks includes a server REST API for web-based automation and supports AppleScript and Visual Basic desktop automation.Read 4 Oct 2026 · cognito.co.nz
Business operations
The product supports quoting, order tracking, job costing and billing, inventory tracking, multi-currency, and bills of material.Read 4 Oct 2026 · cognito.co.nz
Limits
Optional bank feeds are available only in Australia and New Zealand and carry an additional monthly charge per company.Read 4 Oct 2026 · cognito.co.nz
Platforms and hosting
MoneyWorks runs on Windows or Mac and can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now.Read 4 Oct 2026 · cognito.co.nz
Reporting and tax
It includes financial, sales, purchasing, inventory, receivables, payables, dashboard, and executive summary reports, as well as GST/VAT/HST and sales tax tracking and reporting.Read 4 Oct 2026 · cognito.co.nz
Scale
The maker describes options from single-user desktop software to a server supporting up to 100 users.Read 4 Oct 2026 · cognito.co.nz

Plans and prices

MoneyWorks Express $18.15 a month Prices are in USD per month; the page lists multiple prices for this product. For smaller businesses that need invoicing; the page lists multiple prices. Read 4 Oct 2026 · cognito.co.nz
MoneyWorks Gold $28.27 a month Prices are in USD per month; the page lists multiple prices for this product. Cost centre accounting, multi currency, job costing and inventory management; the page lists multiple prices. Read 4 Oct 2026 · cognito.co.nz
MoneyWorks Datacentre Single Company File — Single User $39.93 a month Prices are in USD per month; the page lists multiple prices for this configuration. Single company file · Single user · The page lists multiple prices. Read 4 Oct 2026 · cognito.co.nz
MoneyWorks Datacentre Multi-Company File — Single User $50.05 a month Prices are in USD per month; the page lists multiple prices for this configuration. Multi-company file · Single user · The page lists multiple prices. Read 4 Oct 2026 · cognito.co.nz
MoneyWorks Cashbook Price not published Prices are in USD per month. Single-user cashbook and general ledger Read 4 Oct 2026 · cognito.co.nz

Every MoneyWorks plan and price →

Strong points and limits

Strong points

  • Accounting includes budgets and fixed assets.
  • Reports include tax and executive-summary views.
  • Offers local, network, cloud, and MoneyWorks Now hosting.
  • Supports REST API, AppleScript, and Visual Basic automation.

Limits

  • Support is charged separately.
  • Bank feeds are limited to Australia and New Zealand.
  • Bank feeds carry an additional monthly company charge.

Who it suits

MoneyWorks suits organizations needing accounting alongside quoting, inventory, job costing, or multi-currency operations. The maker positions Cashbook for cash-based organizations, Express for smaller businesses needing invoicing, and Datacentre for enterprise-level use.

Verdict

MoneyWorks combines core accounting with operational tools, reporting, and several hosting options. Check the plan configuration, separate support charge, and regional bank-feed limit against your needs.

Where Specifiction places it

Alternatives to MoneyWorksAll alternatives →

BUSY From ₹416.67/mo · Free plan 9.0 Visit