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Best OwnFi Alternatives in 2026

Updated

20 tools from personal finance software ranked against OwnFi on the same published basis.

  1. 1
    PocketSmith Free plan AndroidapiiOSLinuxMac $9.99/mo9.4
    OwnFi vs PocketSmith
  2. 2
    SoFi Free plan AndroidiOSMacWebWin 9.3
    OwnFi vs SoFi
  3. 3
    MoneyPatrol Free plan LinuxMacWin $1.67/mo9.0
    OwnFi vs MoneyPatrol
  4. 4
    Budgero Free plan AndroidapiiOSLinuxMac $2.92/mo9.0
    OwnFi vs Budgero
  5. 5
    Wallet by BudgetBakers Free plan AndroidiOSWeb Free8.9
    OwnFi vs Wallet by BudgetBakers
  6. 6
    EveryDollar Free plan WebiOSAndroid $17.99/mo8.8
    OwnFi vs EveryDollar
  7. 7
    YNAB Free trial AndroidapiiOSWeb $9.08/mo8.7
    OwnFi vs YNAB
  8. 8
    Sure Free plan AndroidapiiOSMacself-hosted Free8.7
    OwnFi vs Sure
  9. 9
    Talvo Free plan AndroidiOSWeb €5/mo8.7
    OwnFi vs Talvo
  10. 10
    Actual Budget Free plan apiLinuxMacself-hostedWeb Free8.6
    OwnFi vs Actual Budget
  11. 11
    Money Manager Ex Free plan AndroidiOSLinuxMacWin Free8.6
    OwnFi vs Money Manager Ex
  12. 12
    GnuCash Free plan LinuxMacWin Free8.4
    OwnFi vs GnuCash
  13. 13
    Rocket Money Free plan WebiOSAndroid Free8.4
    OwnFi vs Rocket Money
  14. 14
    Zaim Free plan WebiOSAndroid Free8.4
    OwnFi vs Zaim
  15. 15
    ClearCheckbook Free plan WebiOSAndroid $2.49/mo8.4
    OwnFi vs ClearCheckbook
  16. 16
    BankTree Personal Finance Free trial AndroidiOSLinuxMacWeb £3.50/mo8.4
    OwnFi vs BankTree Personal Finance
  17. 17
    MoneyPatrol AI WebWinMacLinuxiOS $5.75/mo8.3
    OwnFi vs MoneyPatrol AI
  18. 18
    MoneyWiz Free trial iOSMac $2.50/mo8.3
    OwnFi vs MoneyWiz
  19. 19
    Emma Free plan WebiOSAndroid £4.99/mo8.3
    OwnFi vs Emma
  20. 20
    TimelyBills Free plan iOSAndroid $2.08/mo8.3
    OwnFi vs TimelyBills

OwnFi alternatives compared

#ToolScoreFree planFromRuns on
1PocketSmith9.4Free plan$9.99/moAndroid, API, iOS, Linux, Mac, Web, Windows
2SoFi9.3Free planAndroid, iOS, Mac, Web, Windows
3MoneyPatrol9.0Free plan$1.67/moLinux, Mac, Windows
4Budgero9.0Free plan$2.92/moAndroid, API, iOS, Linux, Mac, self-hosted, Web, Windows
5Wallet by BudgetBakers8.9Free planFreeAndroid, iOS, Web
6EveryDollar8.8Free plan$17.99/moWeb, iOS, Android
7YNAB8.7No$9.08/moAndroid, API, iOS, Web
8Sure8.7Free planFreeAndroid, API, iOS, Mac, self-hosted, Web
9Talvo8.7Free plan€5/moAndroid, iOS, Web
10Actual Budget8.6Free planFreeAPI, Linux, Mac, self-hosted, Web, Windows
11Money Manager Ex8.6Free planFreeAndroid, iOS, Linux, Mac, Windows
12GnuCash8.4Free planFreeLinux, Mac, Windows
13Rocket Money8.4Free planFreeWeb, iOS, Android
14Zaim8.4Free planFreeWeb, iOS, Android
15ClearCheckbook8.4Free plan$2.49/moWeb, iOS, Android
16BankTree Personal Finance8.4No£3.50/moAndroid, iOS, Linux, Mac, Web, Windows
17MoneyPatrol AI8.3No$5.75/moWeb, Windows, Mac, Linux, iOS, Android
18MoneyWiz8.3$2.50/moiOS, Mac
19Emma8.3Free plan£4.99/moWeb, iOS, Android
20TimelyBills8.3Free plan$2.08/moiOS, Android
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Questions about OwnFi alternatives

What is the best alternative to OwnFi?

PocketSmith, number 1 in personal finance software with a score of 9.4 out of 10. The others here: SoFi, MoneyPatrol, Budgero and 16 more.

What is the best free alternative to OwnFi?

PocketSmith is the best-ranked alternative with a free plan. 16 of the 20 alternatives here publish a free plan on their own pricing pages.

How are these alternatives ranked?

Ranked on what each maker publishes, the fullest spec sheet first: how deeply the product is documented, the platforms it runs on, a free tier or trial to test it, and its standing.