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SPECIFICTION
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Purse Vault

purse.eu

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Spec score 7.0 #16 of 22 in Payment Tokenization Software

What it is

Purse Vault is a cloud payment-orchestration service that sits between merchants and their selected payment-service providers (PSPs). Its independent vault stores card data and supports moving payment methods between providers. Centralized tokens can support transaction retries or routing to a partner in real time. Purse also consolidates orders, settlements, fees, transfers, and chargebacks, and standardizes PSP transaction logs. Dashboards organize payment information by country, PSP, or payment method, including acceptance rates and decline reasons. One technical integration connects to more than 100 PSPs and local or international payment methods; the catalog lists more than 80 providers and methods. Purse says it will integrate a partner outside its catalog within 25 working days. The Vault is PCI DSS v4 Level 1 certified and hosted on sovereign infrastructure in Europe. SecureFields collects card details in secure iframes and returns a vault_form_token without PAN or CVV reaching merchant systems. Pricing is on request.

Spec sheet

Purpose
Purse is a SaaS payment-orchestration platform that intermediates between merchants and their selected payment-service providers.Read 30 Sep 2026 · purse.eu
Integrations
Purse connects more than 100 PSPs and local or international payment methods through a single technical integration.Read 30 Sep 2026 · purse.eu
Compliance
Purse Payment states that its infrastructure is PCI DSS Level 1 and GDPR compliant, with data hosted in Europe.Read 30 Sep 2026 · purse.eu
Headquarters
Lille, FranceRead 28 Sep 2026 · purse.eu
Founded
2021Read 28 Sep 2026 · purse.eu
3DS handling
Purse stores and transmits a 3DS authentication token between attempts so a technically failed PSP transaction can be rerouted without repeating authentication.Read 30 Sep 2026 · purse.eu
Analytics
Purse provides unified dashboards by country, PSP, or payment method and tracks acceptance rates and decline reasons.Read 30 Sep 2026 · purse.eu
API security
Purse SecureFields collects card details in secure iframes and returns a vault_form_token without PAN or CVV reaching merchant systems.Read 30 Sep 2026 · docs.payment.purse.eu
New integrations
Purse commits to integrating a partner not in its catalog within 25 working days.Read 30 Sep 2026 · purse.eu
Partner catalog
Purse says its catalog contains more than 80 payment providers and international payment methods integrated directly.Read 30 Sep 2026 · purse.eu
Reconciliation
Purse consolidates orders, settlements, fees, transfers, and chargebacks and standardizes PSP transaction logs.Read 30 Sep 2026 · purse.eu
Security certification
The Purse Vault is PCI DSS v4 Level 1 certified and hosted on sovereign infrastructure in Europe.Read 30 Sep 2026 · purse.eu
Support requirement
Purse requires merchants to whitelist their domain and contact the Purse Integration Team for preproduction and production API use.Read 30 Sep 2026 · docs.payment.purse.eu
Token portability
The Vault centralizes customers’ payment methods so transactions can be retried or routed to the best partner in real time.Read 30 Sep 2026 · purse.eu
Vault storage
Purse Vault stores card data in an independent PSP-agnostic vault and supports portability between PSPs and payment partners.Read 30 Sep 2026 · purse.eu

Plans and prices

Purse Vault Priced on request request a demo Read 30 Sep 2026 · purse.eu

Every Purse Vault plan and price →

Strong points and limits

Strong points

  • Independent vault supports portability between PSPs
  • Connects more than 100 PSPs and payment methods
  • Dashboards show acceptance rates and decline reasons
  • PCI DSS v4 Level 1 certified vault

Limits

  • Pricing is available on request
  • Merchants must whitelist their domain
  • API use requires contacting the Integration Team

Who it suits

Purse Vault suits merchants working with multiple PSPs who need payment-method portability, consolidated reconciliation, or payment analytics. Merchants must whitelist their domain and contact Purse’s Integration Team for preproduction and production API use.

Verdict

Purse Vault focuses on portable payment data and consolidated payment operations across providers. Its request-a-demo pricing and required integration steps are part of the buying and setup process.

Where Specifiction places it

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