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Recon-X

recon-x.com

From $199/mo Free trial WebAPI
Visit recon-x.com
Spec score 7.5 #13 of 29 in Payment Reconciliation Software

What it is

Recon-X is a payment reconciliation platform for finance teams. It uses machine learning to match transactions across banks, payment gateways, and internal ledgers, automatically posting confirmed matches and routing unmatched or partial matches into a review queue. Teams can investigate, split, or manually match exceptions, assign them to colleagues, and work from shared queues. Recon-X produces audit trails and reconciliation reports with exportable logs for matched and adjusted transactions. It supports multi-currency matching, automatic FX rate handling, and variance reporting. Named connections include Stripe, PayPal, Adyen, NetSuite, SAP, QuickBooks, Xero, most SWIFT-enabled banking institutions, and a REST API; enterprise accounts can get custom connectors. The maker describes encryption in transit and at rest, least-privilege access, SOC 2-aligned controls, and GDPR-ready handling. Starter costs $199 a month for up to 10,000 transactions and two connected sources. Business costs $699 a month for up to 250,000 transactions, unlimited sources, priority support, and onboarding.

Spec sheet

Purpose
Recon-X is an AI-powered payment reconciliation platform that matches transactions across banks, payment gateways, and internal ledgers, flagging exceptions for review.Read 7 Oct 2026 · recon-x.com
Integrations
The site names Stripe, PayPal, Adyen, NetSuite, SAP, QuickBooks, Xero, most SWIFT-enabled banking institutions, and a REST API; enterprise accounts can get custom connectors.Read 7 Oct 2026 · recon-x.com
Security
The maker says data is encrypted in transit and at rest, least-privilege access is used, and its controls are SOC 2-aligned with GDPR-ready data handling.Read 7 Oct 2026 · recon-x.com
Support
Starter includes email support; Business includes priority support and onboarding.Read 7 Oct 2026 · recon-x.com
Currencies
Recon-X supports multi-currency transaction matching with automatic FX rate handling and variance reporting.Read 7 Oct 2026 · recon-x.com
Exception handling
Unmatched or partially matched transactions go to a review queue where teams can investigate, split, or manually match them.Read 7 Oct 2026 · recon-x.com
Implementation
The maker says most teams connect a first data source and see initial matches within a day, while full enterprise rollouts typically take two to four weeks.Read 7 Oct 2026 · recon-x.com
Intended customers
The site describes Recon-X as built for finance teams, including enterprise companies, banks, payment gateways, and e-commerce businesses.Read 7 Oct 2026 · recon-x.com
Matching
The product uses machine learning to match related entries across connected sources and automatically posts confirmed matches.Read 7 Oct 2026 · recon-x.com
Reporting
Recon-X generates audit trails and reconciliation reports with exportable logs for matched and adjusted transactions.Read 7 Oct 2026 · recon-x.com
Starter and Business trial
The maker offers a free trial on the Starter and Business plans, but does not state its duration on the page.Read 7 Oct 2026 · recon-x.com
Team collaboration
The product supports role-based access, assigning exceptions to team members, and shared review queues.Read 7 Oct 2026 · recon-x.com

Plans and prices

Starter $199 a month Up to 10,000 transactions/mo · 2 connected sources · Standard AI matching · Email support Read 7 Oct 2026 · recon-x.com
Business $699 a month Up to 250,000 transactions/mo · Unlimited connected sources · Advanced AI matching & rules · Priority support + onboarding Read 7 Oct 2026 · recon-x.com
Enterprise Priced on request Unlimited transaction volume · Custom connectors & SLAs · Dedicated implementation team · SOC 2-aligned security review Read 7 Oct 2026 · recon-x.com

Every Recon-X plan and price →

Strong points and limits

Strong points

  • Automatically posts confirmed transaction matches
  • Review queue supports investigation, splitting, and manual matching
  • Supports multi-currency matching and variance reporting
  • Connects with named payment and accounting services

Limits

  • Starter is limited to 10,000 transactions per month
  • Starter allows two connected sources
  • Business costs $699 a month

Who it suits

Recon-X is aimed at finance teams at enterprise companies, banks, payment gateways, and e-commerce businesses.

Verdict

Recon-X combines automated matching with a shared workflow for exceptions, reporting, and multi-currency reconciliation.

Where Specifiction places it

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