Betterment From $0.05/mo · Free plan 9.1 Visit Vestwell
vestwell.com
Spec sheet
- What it does
- Vestwell provides savings programs spanning retirement, education, healthcare, emergency savings, student loan repayment, and disability savings.Read 8 Oct 2026 · vestwell.com
- Security
- Vestwell states it uses TLS 1.3 in transit, AES-256 at rest, and rotates encryption keys every 90 days.Read 8 Oct 2026 · vestwell.com
- Support
- Employer support is available by email, phone, and logged-in live chat Monday through Friday, 9 a.m. to 6 p.m. ET.Read 8 Oct 2026 · support.vestwell.com
- Headquarters
- New York, NY, United StatesRead 28 Sep 2026 · vestwell.com
- Additional fees
- The employer pricing page says optional add-ons, such as managed accounts and the plan document maintenance program, may cost extra.Read 8 Oct 2026 · vestwell.com
- Audits
- Vestwell says independent firms conduct SOC 1 and SOC 2 audits, penetration testing, and anti-money laundering audits.Read 8 Oct 2026 · vestwell.com
- Company founding
- Vestwell says the company was born on September 9, 2016.Read 8 Oct 2026 · vestwell.com
- Integration limits
- Payroll integrations may be full or partial, and some payroll companies may charge fees that are passed to the plan or employer.Read 8 Oct 2026 · vestwell.com
- Payroll integrations
- Vestwell says it connects with 190+ payroll providers and automates contributions, deferral changes, and employee eligibility tracking.Read 8 Oct 2026 · vestwell.com
- Platform
- Its proprietary platform is cloud-based and includes employer and advisor portals, digital onboarding, dashboards, compliance tools, and payroll connections.Read 8 Oct 2026 · vestwell.com
- Promotion
- New and converting defined contribution plans can qualify for three months without Vestwell base and participant fees if they sign before November 15, 2026; exclusions apply.Read 8 Oct 2026 · vestwell.com
- Saver tools
- The mobile app lets savers track progress, manage contributions, and access accounts, while the portal supports 18 languages and call support is available in 240+ languages.Read 8 Oct 2026 · vestwell.com
- Who it serves
- Vestwell says it partners with employers, financial institutions, payroll providers, and governments.Read 8 Oct 2026 · vestwell.com
Plans and prices
Solo(k) $45 a month $45/month 0.30% asset-based fee · One-time origination fee may apply · $150/year for spouse (optional) · First-time plans for self-employed individuals and spouses · $24,500 employee contribution limit plus employer contributions Read 8 Oct 2026 · vestwell.com
Starter(k) $49 a month $49/month $8/month per active participant · 0.20% asset-based investment management fee · First-time plans with eligible payroll providers · Preset plan design; no employer contributions · $6,000 employee contribution limit Read 8 Oct 2026 · vestwell.com
Workplace $125 a month $125/month $8/month per active participant · 0.20% asset-based investment management fee · One-time setup fee may apply · First-time plans · $24,500 employee contribution limit Read 8 Oct 2026 · vestwell.com
Plus $175 a month $175/month $8/month per active participant · 0.20% asset-based investment management fee · One-time setup fee may apply · First-time plans and plan transfers · $24,500 employee contribution limit Read 8 Oct 2026 · vestwell.com
Where Specifiction places it
- 401(k) Software#4 of 147.1
- Benefits Administration Software#29 of 487.1
Alternatives to VestwellAll alternatives →
Betterment From $0.05/mo · Free plan 9.1 Visit