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SPECIFICTION
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Zypto Pay

zypto.com

WebAPI
Visit zypto.com
Spec score 7.1 #17 of 20 in Crypto Payment Processors

What it is

Zypto Pay is a crypto payment gateway for businesses accepting cryptocurrency online and in person. Merchants can accept more than 100 cryptocurrencies across more than 20 supported chains, then settle in crypto, local currency, or a mixture of both. Online checkout offers a drop-in or hosted widget, QR and wallet-connect payments, wallet detection, and on-chain or closed-loop options. Listed wallet detection covers MetaMask, WalletConnect, and Zypto App. WooCommerce, PrestaShop, and Adobe Commerce have pre-built integrations. Physical retailers can use Soft-POS on a phone or a POS terminal with dynamic QR codes or wallet taps. Developers get a REST API, webhooks, and SDKs for Node, Python, Go, PHP, and Ruby. Zypto describes an MPC multichain vault and on-chain payment confirmation. The service is also offered as a white-label gateway. Merchant fees start at 0%, setup fees are $0, and blockchain network fees go to the blockchain. Pricing is available on request, and some services may be temporarily unavailable during a major build-out.

Spec sheet

Product
Zypto Pay is a crypto payment gateway for businesses to accept and manage crypto payments.Read 8 Oct 2026 · zypto.com
Integrations
The listed e-commerce integrations are WooCommerce, PrestaShop, and Adobe Commerce.Read 7 Oct 2026 · zypto.com
Security
The page describes an MPC multichain vault and says payments are confirmed on-chain only after funds are received.Read 8 Oct 2026 · zypto.com
Accepted assets
The page says merchants can accept 100+ cryptocurrencies across 20+ supported chains.Read 7 Oct 2026 · zypto.com
Availability
The product page says some business services may be temporarily unavailable during a build-out of Zypto Pay, custody, and API/SDK services.Read 8 Oct 2026 · zypto.com
Certifications
Zypto's About page lists SOC 2 Type I and II, ISO/IEC 27001:2013, and CCSS Level 3 certifications.Read 7 Oct 2026 · zypto.com
Checkout
Online checkout supports a drop-in widget, QR or wallet-connect payments, wallet detection, and on-chain or closed-loop payment options.Read 7 Oct 2026 · zypto.com
Company registration
Zypto says it is registered in Poland and works with strategic partners across multiple regions.Read 8 Oct 2026 · zypto.com
Developer tools
The direct API uses REST and webhooks, and the page lists SDKs for Node, Python, Go, PHP, and Ruby.Read 8 Oct 2026 · zypto.com
E-commerce integrations
Pre-built integrations are listed for WooCommerce, PrestaShop, and Adobe Commerce.Read 8 Oct 2026 · zypto.com
Fees
The page advertises merchant-side fees from 0%, $0 setup fees, and no hidden fees; blockchain network fees are paid to the blockchain.Read 7 Oct 2026 · zypto.com
Getting started
Zypto invites businesses to book a 30-minute consultation and says its team provides product demos and onboarding.Read 8 Oct 2026 · zypto.com
In-person payments
Retailers can accept payments using soft-POS on a phone or a POS terminal, with dynamic QR codes or wallet taps.Read 7 Oct 2026 · zypto.com
Intended customers
The page identifies online stores, physical retailers, payment processors, exchanges, fintechs, PSPs, banks, and crypto projects as target customers or partners.Read 8 Oct 2026 · zypto.com
Onboarding and support
The stated onboarding starts with a 30-minute consultation, product and API demo, and an expert onboarding team.Read 7 Oct 2026 · zypto.com
Payment channels
It supports online checkout, in-store payments through Soft-POS or POS terminals, and direct API integrations.Read 8 Oct 2026 · zypto.com
Pricing detail
The page states merchant-side processing fees are from 0%, setup fees are $0, and blockchain network fees are paid to the blockchain.Read 8 Oct 2026 · zypto.com
Settlement
Merchants can keep payments in crypto, auto-convert to local currency, or split settlement between crypto and fiat.Read 8 Oct 2026 · zypto.com
Supported assets
The page says merchants can accept 100+ cryptocurrencies across 20+ chains.Read 8 Oct 2026 · zypto.com
Wallet checkout
Checkout can detect MetaMask, WalletConnect, and Zypto App wallets, and offers QR or wallet-connect payment flows.Read 8 Oct 2026 · zypto.com
White label
The gateway is offered as a white-label solution for exchanges, fintechs, payment service providers, banks, and crypto projects.Read 7 Oct 2026 · zypto.com

Plans and prices

Zypto Pay Priced on request Merchant-side fees from 0% · $0 setup fees · network fees (gas) are paid to the blockchain Read 8 Oct 2026 · zypto.com

Every Zypto Pay plan and price →

Strong points and limits

Strong points

  • Accepts 100+ cryptocurrencies across 20+ chains
  • Online and in-person payment methods
  • REST API, webhooks, and multiple SDKs
  • Merchant-side fees from 0%
  • $0 setup fees

Limits

  • Pricing is available only on request
  • Blockchain network fees are paid separately
  • Some services may be temporarily unavailable
  • Requires crypto payment operations

Who it suits

It suits online stores, physical retailers, payment processors, exchanges, fintechs, banks, and crypto projects needing crypto checkout. Developers can connect through the API, webhooks, or listed SDKs.

Verdict

Zypto Pay combines hosted checkout, commerce plugins, point-of-sale options, and developer access. Its fee structure is stated, but total costs still include blockchain network fees and pricing requires a request.

Where Specifiction places it

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