AccessPay vs Cashbacs
AccessPay
accesspay.comCashbacs
cashbacs.co.ukSide by side
| Figure | AccessPay | Cashbacs |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Plans published | 1 | 1 |
| Spec score · Direct Debit Processing Software | 7.6 (#8) | 7.4 (#11) |
| Founded | 2012 | 1987 |
| Headquarters | Manchester, United Kingdom | Wisbech, Cambridgeshire, United Kingdom |
| Integrations | AccessPay describes integrations with ERP, payroll, and back-office systems and supports SWIFT, Host-to-Host, EBICS, sFTP, and API connections. | The site says the portal accepts files from all major finance software but does not name specific integrations. |
| Payment types | The platform supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections. | Its services cover Direct Credit payments such as payroll and supplier invoices, and Direct Debit collections such as subscriptions and membership fees. |
| Support | AccessPay says its support team is available 24/7, with responses within one business day or 15 minutes for critical priority issues. | Phone support is available from 8:30am to 7pm on English banking days; the FAQ also says phone and email support are available during those hours. |
Plans
In their own words
AccessPay
AccessPay connects business finance and back-office systems to banks for payments, collections, and bank statement retrieval. It supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections, and says it connects finance applications with more than 11,000 banks worldwide. ERP, payroll, and other back-office systems can connect through SWIFT, Host-to-Host, EBICS, sFTP, or API. Its file transformation engine handles formats including CSV, Standard18, and PAIN, as well as less common formats. Fraud and error controls include payment screening, beneficiary checking, sanctions screening, and Confirmation of Payee capabilities. Security measures listed include masked and encrypted transaction data, MFA or SSO login, user access controls, segregation of duties, and audit trails. The platform does not cap transaction count or value, though payment schemes may set their own value limits. Pricing is on request and depends on estimated annual transaction volumes, users, and required configurations and workflows. Initial setup carries a one-time professional services fee of 25%; bank fees are separate.