AccountsReceivable.ai vs Onguard Collections
AccountsReceivable.ai
accountsreceivable.aiOnguard Collections
onguard.comSide by side
| Figure | AccountsReceivable.ai | Onguard Collections |
|---|---|---|
| Price from | $249/mo | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Plans published | 7 | 1 |
| Spec score · Collections Software | 7.6 (#8) | 7.5 (#11) |
| Collections | The agent follows up by email, SMS, and live AI phone call, and records promise-to-pay dates for automatic follow-up. | Overdue invoices can be transferred to collection agencies and status changes are exchanged through integration. |
| Integrations | The product connects to QuickBooks, Xero, and NetSuite with two-way sync. | The solution integrates with major ERP systems and supports web-service data integration and APIs for dossier management. |
| Security | The maker says it uses encryption and least-privilege access controls, with an audit trail of messages, calls, and payments. | Hosting includes GDPR compliance, HTTPS encrypted connections, ISO/IEC 27001 certification, ISAE 3402/SOC 1/2/3 and PCI DSS Level 1. |
| Support | Starter includes email support, Growth includes priority sync and support, and Scale includes a Slack support channel. | Onguard provides customer-success managers, consultancy and a support team for implementation, go-live and later questions or extensions. |
| Target users | The pricing page describes Starter for SMBs with one entity, Growth for growing finance teams, and Scale for mid-market and multi-entity teams. | Onguard describes its solutions for finance professionals and organizations seeking faster payment, lower risk and improved cash flow. |
Plans
AccountsReceivable.ai
- Starter (monthly)$299 a month
- Growth (monthly)$799 a month
- Scale (monthly)$1,899 a month
- Starter (annual)$2,988 a year
- Growth (annual)$7,980 a year
- Scale (annual)$18,984 a year
- EnterprisePriced on request
In their own words
AccountsReceivable.ai
AccountsReceivable.ai is a web-based AI accounts receivable agent for invoice follow-up, cash application, ledger reconciliation and payment-date prediction. It contacts customers by email, SMS and live AI phone call, recording promise-to-pay dates for later follow-up. Incoming wire and ACH payments can be matched to invoices, including split batch payments; unclear or partial matches go to human review. Two-way connections are available for QuickBooks, Xero and NetSuite. The service provides an AR aging dashboard, DSO analytics and predicted pay dates for open invoices. Teams can set communication tone and approve messages before they are sent. The maker says encryption, least-privilege access controls and an audit trail cover messages, calls and payments. A free preview creates an aging report and sample reminder from a CSV without an account or card, limited to 25 open invoices and 4 MB. Paid plans start at 299 USD per month; no free plan or trial is listed.
Onguard Collections
Onguard Collections uses CaseControl to handle unpaid invoices after amicable dunning has not collected them. It is intended for collection agencies, bailiffs, collection lawyers, and in-house special asset departments. The web-based, responsive application supports high case volumes and bulk processing, with automatic digital files; third parties can access assigned cases online while users initiate and monitor actions. It supports legal and non-legal time registration, SMS messaging, payment-provider links, dashboards, agendas, cash-flow forecasting, and performance indicators. The CreditManager API can transfer overdue invoices and special management requests to collection agencies, then exchange case-status and file updates. The broader CreditManager solution includes risk scoring from internal and external data, automatic dunning workflows, dispute management, payment arrangements, and a Debtor Portal for invoice copies, payment links, and self-service payments. Onguard describes CaseControl as available in multiple languages and currencies, with unlimited users and data and a tailored interface. Pricing is on request; the listed CreditManager plan is billed as “Request a demo.”