ACI Automated Dispute Manager vs SecureShieldPay

ACI Automated Dispute Manager is web software for handling payment disputes and adjustments across payment schemes. Its automated case management can create, analyze, action, and close cases, while visualizations show exposure and the current state of case work. For issuers, it can match correspondence to case files, exchange dispute data, define workflows around payment rules, and let customer-facing channels initiate disputes. Acquirers can submit documentation and initiate adjustments through a portal; the system can assign cases by analyst expertise and open cases from payment-scheme dispute information. It supports Visa and Mastercard, with integrations listed for ACI Issuing, ACI Acquiring, Visa Resolve Online, and Mastercard Mastercom. Other listed capabilities include custom rules, machine-learning models, real-time scoring, device fingerprinting, omnichannel support, routing rules, automatic retries, tokenization, and recurring payments. Hybrid deployment and network bank connectivity are listed. Pricing is on request, and there is no free plan. ACI says its Global HELP24 organization provides technical support 24×7×365 in more than 25 countries.

SecureShieldPay combines fraud prevention, dispute representment and revenue recovery in a chargeback management platform available through web and API. Its analytics module ingests dispute data from more than 50 processors and supports loss analysis by MID, reason code, BIN range, geography and product SKU. AI drafts rebuttal letters and attaches evidence; a certified specialist reviews and signs off before filing. The service coordinates Visa RDR, Ethoca Alerts and Mastercard CDRN, with rules for refund-versus-fight decisions. Integrations listed include payment processors, card networks and commerce platforms; CSV or SFTP feeds are available for legacy processors. The company says data is encrypted at rest with AES-256 and in transit with TLS 1.3, with role-based access controls and audit logging, and says it maintains SOC 2 Type II and PCI DSS Level 1 controls. Starter costs $299 a month for up to 200 disputes and two processors, plus a 12% success fee on recovered funds. Growth costs $899 a month for up to 1,500 disputes and unlimited processors, also with a 12% success fee. A free trial is available; the service does not warrant specific dispute outcomes.