ADP Help Me Choose vs Navia Benefit Solutions

ADP Help Me Choose is an optional benefits guidance tool available during Open Enrollment. It surveys employees about health, finances, and preferences, then recommends a benefits package using their answers or information they authorize Nayya to access, together with benefits offered by their employer. ADP identifies Nayya as the developer, manager, and owner. The flow runs through ADP TotalSource: employees sign in, answer the survey, review a matched package, and continue enrollment there. The survey is described as taking about 10 minutes and can be skipped when an employee already knows which benefits to choose. ADP’s materials show mobile and desktop enrollment access. ADP reports that 88% of users surveyed by Nayya in 2023 said the tool made their benefits decision easier. The recommendations come without warranties and are not to be relied on as legal, tax, investment, or financial advice. Pricing is not published; businesses can request a customized demo.

Navia Benefit Solutions provides employers with benefits administration, consumer-directed health plans, retirement and wealth solutions, lifestyle spending accounts and compliance services. Its listed offerings include FSA, HSA, HRA, commuter benefits, COBRA, direct billing, education benefits and retirement. The Benefits Administration solution is presented as one website, one dedicated service team and an integrated experience for employers and employees. Eligible participants with an FSA, HRA, HSA or commuter benefit can use the MyNavia app to submit claims, receive alerts, view balances and eligible expenses, and log in biometrically. The app is free to download and use, and is available on Android and iOS; the service also has a web platform. FSA tools include a debit card, claims and balance portal, and photo claim submission. HSA administration supports lump-sum and allocated employer contributions, with investing available once the balance reaches $1,000. FlexConnect can sync medical, dental and vision insurance claims with an FSA. Navia names ADP and Employee Navigator as partners and says it can connect with any file vendor. Pricing is available by requesting a quote; no price is stated.